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Bank Loan, Overdraft and Credit Card

Any help please.

I have an overdraft at the bank of £2300, a bank loan to the sum of £1200 and also a credit card at £700, the bank gave me all of these whilst in the knowledge that I only earn £400 a month and so can't afford to pay anything back. I have an appointment on Monday at the bank to speak to an advisor about my debts and I was just wondering as to whether there is any information you can give me to aid me.

Thanks

Liam

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