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Is it Possible?

I have a unsecured loan and my mortgage with Halifax / Bank of Scotland.

Can I transfer the amount outstanding on my loan to my mortgage and pay this off over the remainder of the time left?

I want to make one payment to HBOS rather than two seperate.

Thanks for your responses!

Comments

  • beecher2
    beecher2 Posts: 3,677 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Best idea is to phone them and ask.

    What's the amount outstanding on your mortgage, the level of loan, and a realistic valuation for your house. Do you have an Early Repayment Charge on your mortgage? what's your salary and are there any problems with your credit file?
  • _Andy_
    _Andy_ Posts: 11,150 Forumite
    You will need to apply for a further advance. No point in us speculating on it as we don't know LTV, amounts etc.
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