Don't really know where to start!

Thrifty_Pixie

catjohn0909 wrote: »

Mortgage................................ [STRIKE]555[/STRIKE] lowered to 300 with mortgage lender for at least the next 2 months, available up to 6 months
Secured/HP loan repayments.............. 170
Rent.................................... 0
Management charge (leasehold property).. 0
Council tax............................. 72
Electricity............................. 111
Gas..................................... 161
Oil..................................... 0
Water rates............................. 75
Telephone (land line)................... 10
Mobile phone............................ 65
TV Licence.............................. 13
Satellite/Cable TV...................... [STRIKE]48.5[/STRIKE]reduced to 23 by switching provder and fewer channels
Internet Services....................... [STRIKE]30[/STRIKE]15 as part of the TV, broadband and phone package
Groceries etc. ......................... 350
Clothing................................ 30
Petrol/diesel........................... [STRIKE]260[/STRIKE]down to about 200 - we're selling the car that isn't on finance and we will share the other car!
Road tax................................ [STRIKE]30[/STRIKE]15 - see above
Car Insurance........................... [STRIKE]142[/STRIKE]46 with an online comparison site!

I said I was going to do my best to get this sorted and I'm really working hard. I may lose my job tomorrow but it will only open a new door for me if that happens because I'll make it work! We are doing a car boot sale this weekend and hopefully we should make a fair whack but so far on the deals we have sorted - our outgoings have reduced by a whopping £466 a month!!!:T Even without the help of the mortgage lender we'd still be £211 a month better off. I could almost faint with excitement hehe and if I can do it, I hope this will encourage you to do it, yes, you, you know who you are:D

As it's hubby's birthday am gonna celebrate with a bottle of vino and he'll be on the beers. I think it's well earned :beer:

Well I think you've made a marvelous start! Well done! :beer: You might find that our merry band of [STRIKE]freaks[/STRIKE] fellows over at the 'Payment A Day' thread can help keep you motivated about paying off a little extra here and there when you can too