Help needed with SOA and increasing income

clang_uk

Trying to be good - I agree, it should be a real world test, however accor services who run the scheme say that you have to have parental responsibilities which means you have to be legally registered as the child's guardian or get married!

dancing fairy - thanks for the advice, I'm going to have a look at entitled to and see if there is anything more I can get. I don't trust the people who work in our local jobcentre, they're a type of sub-human!? I've never really thought of moving credit cards. How easy is it to do so? Always a bit cautious when I see someone offering things for nothing!

Thanks again to everyone for their help - makes me feel less of a fool for getting into this mess!