MOrtgage Time Scale - Halifax

z1234_2

Hi.

Ive applied for a mortgage through Halifax

the property was surveyed yesterday..

Does anybody know how long it will take for a Full Mortgage Offer to come through ???

Thanks

z1234_2

Has anyone else applied through Halifax???

anyone know if they are in a backlog

sharon1982

I've also applied through Halifax but not at that stage yet; survey was due to be carried out last Friday but was put on hold as they wanted further proof of income. Survey now re-booked for next Wednesday. Out of interest, how long did you have to wait for a survey to be carried out?

NASA_2

sharon1982 wrote: »

I've also applied through Halifax but not at that stage yet; survey was due to be carried out last Friday but was put on hold as they wanted further proof of income. Survey now re-booked for next Wednesday. Out of interest, how long did you have to wait for a survey to be carried out?

Just out of interest, did you apply online or via your local branch?

And are you employed or self-employed?

sharon1982

Applied online via IFA. Am employed - our app was randomly picked to be audited! Annoying as our IFA was on holiday last week which is why it got delayed - only able to send docs yesterday.

z1234_2

My Survey took place after about a week..

ok so whats the process with the lenders? do they only survey the property after they have checked u will be valid for the mortgage??? so in effect if the survey takes place your mortage will most probably be approved, i am correct???

sharon1982

I think so - I assume I am now approved subject to valuation, especially as I had to send those extra docs in. I think all it is hinging on now is if they think the property is worth what is being offered - fingers crossed!