We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

OR interview at 10am

2»

Comments

  • singlegirl
    singlegirl Posts: 85 Forumite
    I just wanted to say with regards my IVA.

    The OR wanted to know how long and how much I had been paying into my IVA. I had missed 2 payments in 8 months and he wanted to know why I couldn't afford to pay into this anymore. Basically I was using some of my rent money for one month to buy food and then paying it the following month. He wanted to know if I was in arrears with any utility bills or taken out any credit. The answer to both questions was no and so he wanted to know how I had managed; the reason was because my Mum gave me the money and so he has put my Mum into my BR.
  • NigelFoster
    NigelFoster Posts: 78 Forumite
    Tenth Anniversary Combo Breaker
    singlegirl wrote: »
    I just wanted to say with regards my IVA.

    The OR wanted to know how long and how much I had been paying into my IVA. I had missed 2 payments in 8 months and he wanted to know why I couldn't afford to pay into this anymore. Basically I was using some of my rent money for one month to buy food and then paying it the following month. He wanted to know if I was in arrears with any utility bills or taken out any credit. The answer to both questions was no and so he wanted to know how I had managed; the reason was because my Mum gave me the money and so he has put my Mum into my BR.

    Can you explain a bit more on your mum being "put into the BR"?
  • confused76
    confused76 Posts: 12,680 Forumite
    Part of the Furniture Combo Breaker
    NigelFoster wrote: »
    Can you explain a bit more on your mum being "put into the BR"?

    i think she means her mum would go down as a creditor
  • confused76
    confused76 Posts: 12,680 Forumite
    Part of the Furniture Combo Breaker
    glad it went ok for you, i hope you don't get an IPA being so borderline! hopefully you can relax a bit now x
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.3K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.3K Work, Benefits & Business
  • 601K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture