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First time remortgage help

Hi All

Just after some advice as not done this before. have been on a fixed rate of 5.29 for 2yrs with A & L which finished a while ago so now on their svr of 4.99%. have been in negative equity for a while but now it appears that they have our home valued at what we paid for it :j. so now i was thinking whether its worth remortgaging and getting a new/better deal. we would still need a 90% mortgage though. are there any good deals around or should i just stick where i am for now??

thanks in advance

kerry

Comments

  • _Andy_
    _Andy_ Posts: 11,150 Forumite
    With the lack of equity you won't be able to change lenders. You will be restricted to whatever rates your current lender has available.
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