Should I make my endowments paid up? 31 May 2010 at 7:04PM in Mortgages & endowments

Cathygh

hi
I have 2 endowments.One is with Scottish Life from 1986, which went into a shortfall 2-3 years ago & matures next June.We converted all our mortgage to repayment in 2006. The second is with Friends Provident form 1992 which went into shortfall a few years ago ( not sure how many) & matures in 2017. Should I make them paid up? what are the advantages/disadvantges of this? Is it too late to claim compensation on either of them? Thanks