Bank Holiday Monday 31st May What Small DFW Things Have You Done Today?

WelshWoofer

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :T

Morning all!!!
Hope you're all well?
A nice sunny day so far up north so fingers crossed for the rest of it!

Have woken up to a nice sale on Amazon of an unwanted (and unused!) university book for £15 and a sale of at least £10 on Ebay (doesn't close for another few hours). I joined the "Make extra cash in June" thread yesterday and am already £35 up! Must find more things to sell!


Today's little list is...

• Walk dog for free exercise (done one, 2 to go)
• All food from stores
• Checked banks
• Pay OH for holiday to Turkey we booked yesterday - hurrah!
• Move some money from savings to current account
• Hoover and dust house
• Change bed
• Do two loads of washing and dry naturally
• Do a list of uni work that needs to be done this week
• Try to have a NSD
• List some more things on ebay (going quite well so far)
• Do any surveys that come

That's it for today - have a good day!

catmiaow

Morning all,

Rachel thanks for starting the thread!

Lovely sunny day here for a change!

My list:

[STRIKE]See to pets
Take rubbish out and put bin out for tomorrow[/STRIKE]
Go to my mums she is cooking Sunday dinner yum yum
[STRIKE]Do some comps[/STRIKE]
Applied for some jobs yesterday and will look again today - nothing new on
[STRIKE]Do some washing if hopefully the other lot dries![/STRIKE]
[STRIKE]Perhaps wash bedding as that needs doing[/STRIKE]
[STRIKE]Vacuum upstairs[/STRIKE]

Hope everyone has a good day

OrangeFairy

Morning all!

Gorgeously warm here!

Well done on the sale Rachel

Good Luck with the job search Cat


Today i have a few things to do which i didn't manage on my list over the weekend

Type up list of things to do with the kids over the summer
print off mealplan and put on the fridge
Sort kitchen drawers
Sort paperwork boxes
sort craft cupboard

Also
lunch from stores
dinner from mealplan
Maybe a visit to the village fair for a cheap afternoon
Get DD's to tidy their room :mad:
more exercise - done 30 mins on the cross trainer
eat well
check banking
surveys
scratchies (just started yesterday and revealed 50p. Play one game of bingo and won £6.81!!!!!)
Decide what to do tomorrow

That me! I'd better get off and have a shower

josiebabie

Morning
Feel like I've been beaten with a cricket bat today...here is my list:-

- [STRIKE]Made picnic for NSOH to take kids to beach today...I am not invited[/STRIKE]
- [STRIKE]Clean bathroom[/STRIKE]
- [STRIKE]Reclean kitchen[/STRIKE] DM did
- [STRIKE]Hoover through[/STRIKE] DM did
- Dust through
- [STRIKE]Sort clean dry washing[/STRIKE]
- [STRIKE]Ironing[/STRIKE]
- [STRIKE]Nip to Mr T's with list - Sugar, crisps, bread, fruit, hairspray, CD maybe?, use club card vouchers I think[/STRIKE]
- [STRIKE]Nip tp work - pick up phone charger and book[/STRIKE]
- [STRIKE]Tidy living room[/STRIKE]
- [STRIKE]Change DD's bed[/STRIKE]
- Ebay 10 items
- Sort out loft?
- Proper update on MSE diary
- [STRIKE]Work out left over money etc as I have sort of lost my way[/STRIKE]
- [STRIKE]Give DM £1300 cash to put in my bank tomorrow...pretty please mummy? xxx[/STRIKE]
- Give myself a full valet
- Paint nails
- Try and sparkle?

Urgh this was never going to be easy but I never thought it would be so painful....

Jx

Considering I was having a CBA day today, it's amazing the inspiration your mother can give you!!!

WelshWoofer

Just a quick virtual hug for Josie! Chin up sweetheart xxxx

Cheery_Daff

(((((((((Josie)))))))))) not sure what's going on in your life at the minute, but sounds like you need a hug today. Just read something Fay said on her thread about life being like jumble sale - elbows out, head down, get stuck in! Not sure that will be helpful, but it made me laugh at least. Sounds like you just need to get through today. Can you take a good long soak in the bath?

Thanks for starting us off Rachel! And what a lovely thing to wake up to!

Busy-ish day for me...

* cheery run (free exercise)
* re-burn transcribing cd
* buy compost
* repot cabbage and chard
* finish friend's present (this has been on list for weeks, must do today!)
* get sealant off bath
* 2 hours PhD
* 1.5 hours transcribing
* decide and iron clothes to wear tomorrow (first day at new job!) :T
* list of jobs for voluntary event in couple of weeks
* write on cheery blog
* make things to sell on ebay!
* make lunch for tomorrow
* nice cheery bath
* early night :j

That's about it I think! Mr Daffs and our guest are still in bed (not the same one! :rotfl:) Was going to pop and get milk, but might take advantage of the quiet to get some PhD done :A

Have a good one everyone!

xx

La_escocesa

Morning everyone :wave:

((Josie)) Take it easy today. Hope you can make the most of the time your NSOH takes the kids to the beach and get yourself some 'me time'.

Rachelmck - that's great about the sales. I've been thinking about doing the £10 a day challenge but always seems so not-doable! I will give it a go one of these days cos I reeaaaalllllllly need it!

My list today is like this:

• Cheap porridge for brekkie - still not bought any other cereal
• Leftovers for tea
• Quick HC
• Tidy round!!!
• Definitely no wedding spending until next payday :eek:
• Join the June save on lunches challenge
• Meal plan for the week ahead

xxx

Bagpuss741

Today I have/will:

1. Checked online banking
2. Set budget for next two weeks as benefits are now paid fortnightly:(
3. Free scratchcard
4. NSD
5. Store cupboard meals
6. Sort out money off vouchers for shopping tomorrow
7. Paid tesco cc online to save stamp:o
8. Walk dog locally
9. Check out freebies/comps board
10. OU coursework

Big hugs to those that need them:beer:

WelshWoofer

La_escocesa wrote: »

Morning everyone :wave:


Rachelmck - that's great about the sales. I've been thinking about doing the £10 a day challenge but always seems so not-doable! I will give it a go one of these days cos I reeaaaalllllllly need it!

xxx

I always thought that too but apparently you can choose what you want to aim for not just £10 a day.
I went for £5 a day (that in itself will be a miracle!) but that's £150 over the 30 day month.
I'm going to count ebay and amazon sales, any casual work I can pick up, surveys etc
Basically anything extra that's not from my "wages" that will be ending this month (June) as my training is officially over in a couple of weeks.

I'm at £35 so far and June hasn't even started yet! I decided to start on the weekend and as it was nearly June I thought I'd lump it all in together.
Worth a go I suppose!

AllieBallie

Hi everyone, :wave: my first time posting here but I've been reading for a while! - just wanted to join in on all the fun chat!

Today I have:
- checked banking online - could be worse!
- checked when i can pick up parcel (attempted delivery on saturday) - not open today so will have to be Thurs i think
- made own breakkie to take to work (i start at 7am so too early to eat at home)
- made lunch to take too
- not dried hair with hairdryer (tho i think this is more likely because im lazy as opposed to DFW!)
- charged phone and ipod at work instead of at home


Think that's all for now, it'll be interesting to see how much i get done/don't get done!!!

Hope everyone has a good day and hugs are available for those who'd like/need one!



Today i still need to:
- have a trial NSD in prep for first month of NSD starting tomorrow! - nothing spent so far
- work hard at work - will come back to this!
- sort out my clicking!
- enjoy breakkie and lunch! - BIG TICK!
- learn how to pitch my bro's tent so i can have a DFW/MSE holiday!
- tidied my room and sort out the washing from yesterday
- water plants on windowsill (tomatos, lettuce, cucumbers and some herbs)
- eat from leftovers in fridge for dinner

LuckyBiscuit

My list is quite small today :

Write meal plan for next week - ready for shopping tom - done
Go to villiage event (Fuzzy Dee) and not spend too much money at the pub - only spent £2, £1 each for the kids drink - bargin!!!
Cook tea for me and DD/DS, Turkey(free from OH work)and pots and veg from freezer
Go to a friends house this eve for coffee and watching a film

Thats sounds like a good plan!!!!!

Have fun everyone, Love and Hugs:D