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What does the OR need ?

Afternoon , little help on this query thanx ...
does the OR require all bills to verify spending ie: utility bills , i know bank statments and cc bills are needed .. anything else ?
many thanx :)

Comments

  • debtinfo
    debtinfo Posts: 7,012 Forumite
    Not usually unless they are unusual or if they dont believe you for some reason. In theory they could ask everyone for proof of all their bills but that would be to time consuming
    Hi, im Debtinfo, i am an ex insolvency examiner and over the years have personally dealt with thousands of bankruptcy cases.
    Please note that any views i put forth are not those of my former employer The Insolvency Service and do not constitute professional advice, you should always seek professional advice before entering insolvency proceedings.
  • sadnblue
    sadnblue Posts: 83 Forumite
    Thanx debtinfo , i,m trying to be organised and gather all the bits togeather as i work out each section . the electric and oil are top heavy so i thought i,d either include them with it or explain !!
  • debtinfo
    debtinfo Posts: 7,012 Forumite
    That would seem sensible
    Hi, im Debtinfo, i am an ex insolvency examiner and over the years have personally dealt with thousands of bankruptcy cases.
    Please note that any views i put forth are not those of my former employer The Insolvency Service and do not constitute professional advice, you should always seek professional advice before entering insolvency proceedings.
  • sadnblue
    sadnblue Posts: 83 Forumite
    WHo ever jasper is iv,e reported it to abuse .
  • debtinfo
    debtinfo Posts: 7,012 Forumite
    I presume you were not looking for a shoping spree right at the moment sadnblue
    Hi, im Debtinfo, i am an ex insolvency examiner and over the years have personally dealt with thousands of bankruptcy cases.
    Please note that any views i put forth are not those of my former employer The Insolvency Service and do not constitute professional advice, you should always seek professional advice before entering insolvency proceedings.
  • sadnblue
    sadnblue Posts: 83 Forumite
    Definately Not !!!!!
  • princess1984
    princess1984 Posts: 172 Forumite
    May I ask at what stage the OR might ask for this info? My OR said everything was straightforward in my case, and I've signed my BR restrictions forms etc, sent them back. Nothing mentioned about producing documents..?
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    May I ask at what stage the OR might ask for this info? My OR said everything was straightforward in my case, and I've signed my BR restrictions forms etc, sent them back. Nothing mentioned about producing documents..?

    Hi Princess, no documents just Bank/credit cards statements etc. All things pertaining to your debt basically x
    "If wishes were horses, then beggars would ride"
  • Loopy1
    Loopy1 Posts: 223 Forumite
    Mine asked for 12 months of bank statements and credit card statements. Any lLoan agreement. Cheque book and credit cards.
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