Remortgage Help Need

mattybryan_2

First time poster.

I took out a 100% £96k mortgage 4 years ago in August.
2 years ago I had to remortgage as my 2 year tracker had expires and I secured another 2 year tracker.
With the drops in the interest rate I'm currently paying BOE base rate + 1.34%.
Come August my amount owed will total £91700 (approx).
I default on to teh RBS standard variable rate which is currently at 4%.

Making tentative enquiries I am going to get nowhere near the deal I am on at present and have only been offered a 5 year fixed aat 6% by RBS.

Firstly is the 4% variable any good? Waht is the fluctuation like on these?
Secondly where else should I be looking for a good deal with a relatively little equiy in my property.

Thanks
Matt

_Andy_

With little/no equity in the home your only option is to stay with your current lender.