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Paragon pay off and reclaining charges question
terriblesaver
Posts: 213 Forumite
Hello gorgeous people
We are in the process of remortgaging and we are going to pay off our "2nd mortgage" a loan of £57000 with Paragon. They sent a load of info covering all payments and charges that are on the account - late fees, DD missed, phone calls etc - these are ranging between £10 - £20 for a call, £10 for a letter and £25 for late payment (although they received everything a few days later!) Bad finance management!!!
Can i ask for these to be removed before settlement as per claining charges or does it not work that way??? Or pay it off and then reclaim?? Can I reclaim them at all?
Also if ii have debts in debt managment and am goping to offer ful and final settlements can i reclaim charges / interest once the full amounts are cleared?
Thanks guys.
We are in the process of remortgaging and we are going to pay off our "2nd mortgage" a loan of £57000 with Paragon. They sent a load of info covering all payments and charges that are on the account - late fees, DD missed, phone calls etc - these are ranging between £10 - £20 for a call, £10 for a letter and £25 for late payment (although they received everything a few days later!) Bad finance management!!!
Can i ask for these to be removed before settlement as per claining charges or does it not work that way??? Or pay it off and then reclaim?? Can I reclaim them at all?
Also if ii have debts in debt managment and am goping to offer ful and final settlements can i reclaim charges / interest once the full amounts are cleared?
Thanks guys.
Terriblesaver - hoping to improve!!! Unsecured debt ... £[STRIKE]57938[/STRIKE] £51453
Official DFW Nerd no 176
Reclaimed and won Capital One £224, Paragon £758, GE Capital £63 and £135
Official DFW Nerd no 176
Reclaimed and won Capital One £224, Paragon £758, GE Capital £63 and £135
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