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Woolwich - 10yr Fixed Rate @ 4.98%
Comments
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As a convert to the Woolwich I feel I should stick up for them. I had absolutely no problem whatsoever with the switch and found their surveyors and conveyencers helpful and efficient.0
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Would you be tied into the SVR for any period of time after the 10 yrs was up?Owned by [STRIKE]4[/STRIKE] 4 cats: 2 x Maine coon cross males, 1 x Pixie Bob male and[STRIKE] 2[/STRIKE] 1 x Norwegian Forest male....cute!
R.I.P Darling Jackson 11/7/09 - 15/1/10
Miss u sweetie...
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No you arent tied in at all after the 10 years!
Top Tip for anyone applying for this product is if you think you may want to get some cash out of your mortgage for home improvements/consolidation in the future-apply for it (known as a 'Reserve') at the time of getting the mortgage. I didnt and it cost me £150 to do it and dont worry if you dont use it you dont pay any interest on it. Its kind of like an agreed overdraft thats available if you ever need it!!0 -
I have a balance of approx. £27k which is coming to an end of a 4.74% deal and was wondering if I should just get a 10yr deal at 4.98%?Owned by [STRIKE]4[/STRIKE] 4 cats: 2 x Maine coon cross males, 1 x Pixie Bob male and[STRIKE] 2[/STRIKE] 1 x Norwegian Forest male....cute!
R.I.P Darling Jackson 11/7/09 - 15/1/10
Miss u sweetie...0 -
Craig_A wrote:As a convert to the Woolwich I feel I should stick up for them. I had absolutely no problem whatsoever with the switch and found their surveyors and conveyencers helpful and efficient.
Woolwich have this reputation and it has been earned over many years of poor service.
However, I too have to say that the last few cases that I placed with them have had no problems at all, and have been just as quick as any other lender. Have they turned the corner in terms of service? Who knows!I am a Mortgage AdviserYou should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
I hope so. I really hope so!
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