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Difficulty in acquiring a FTB mortgage..
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joelb157
Posts: 1 Newbie
I recently applied for a first time buyer mortgage with the halifax, all appeared well with an agreement in principle and the mortgage broker satisfied that there didnt appear to be any issues. However after a week in application returned as declined due to a default that I had forgotten from 5 years ago. This was 3 payments missed on a loan,where the lender asked for repayment in full which I did.
I am still waiting for a pin for experian to establish exact dates of this default.
Basically does anybody know of a lender that they have had success with in the past that might consider me even with this on my credit file?
I have a 15%/20% deposit.
Constructive feedback welcome
Cheers
I am still waiting for a pin for experian to establish exact dates of this default.
Basically does anybody know of a lender that they have had success with in the past that might consider me even with this on my credit file?
I have a 15%/20% deposit.
Constructive feedback welcome
Cheers
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