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Should I continue on....?
jamespounder1
Posts: 33 Forumite
Hi,
So I've self negotiated with some of my creditors for lower payements. I still pay £260 a month towards them out of a £897 salary.
Ive been paying for about 4 months and it doesnt feel like im getting anywhere. Some creditors are still hassling me each month to see if i can pay more. Some are not freezing interest so im only paying interest each month.
I already have defaults (no ccj's yet) but i want to know if there's a quicker way I can get rid of these debts.
My last count showed I had £13000+ debt.
Any help much appreciated.
Many thanks
James
So I've self negotiated with some of my creditors for lower payements. I still pay £260 a month towards them out of a £897 salary.
Ive been paying for about 4 months and it doesnt feel like im getting anywhere. Some creditors are still hassling me each month to see if i can pay more. Some are not freezing interest so im only paying interest each month.
I already have defaults (no ccj's yet) but i want to know if there's a quicker way I can get rid of these debts.
My last count showed I had £13000+ debt.
Any help much appreciated.
Many thanks
James
0
Comments
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To allow peeps to give advice they need to know the full position so please post your SOA with APR's etc and advice will soon roll in. You can do Statementof Affairs (SOA) using http://makesenseofcards.com/soacalc.html
Mr 3Dogs 3-7-12 3Dogs'Mam 31-3-13
0
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