Advice on my finances please!!

lynzpower

hang fire on this.

I expect that you will save nothing by taking a payment holiday as I suspect they will still be charging you the interest.

Time to change tack a bit and look at money MAKING as well as saving. Well done on the quidcoing, have agood nose around, as theres plenty of ways of making a few quid from quidco, dvd tarting, searches using price comparison, magazine trials and so forth.

What have you got to sell? Get on ebay and get rid! Or do a car boot etc.

TimmyP_2

Well bit of an update as its been awhile since I posted. In the last two hours I've cleared £4210 of my debt by selling my car and clearing the finance remaining on it. Whilst I havent really seen the £4210 I feel like I'm heading in the right direction. Thats a £160 payment a month cleared which can now go towards taking down the CC debt.

I dont think I would have seen the light so much if it wasn't for some of the posts of support and advice on here. Thanks all.

lil'H

TimmyP wrote:

Well bit of an update as its been awhile since I posted. In the last two hours I've cleared £4210 of my debt by selling my car and clearing the finance remaining on it. Whilst I havent really seen the £4210 I feel like I'm heading in the right direction. Thats a £160 payment a month cleared which can now go towards taking down the CC debt.

I dont think I would have seen the light so much if it wasn't for some of the posts of support and advice on here. Thanks all.

Hey well done you!:j

Thats great, see you can do it without going bankrupt. Why not put a signiture on your posts (see the bottom of this post and other peoples). It's really good to keep track on your debts and watch them going down. Click on user CP at the top of the forum pages and then edit signiture.

lil'H