Sat 22/Sun 23rd May - What small DFW things have you done today?

josiebabie

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :T

Well I've been up an hour since DD decided to phone DM on my mobile and have a "chat"...Never mind, we've got a busy day today, it's more of a to-do list today rather than a DFW list, but it keeps me from going out and spending money!

- [STRIKE]Do small amount of washing up/clean kitchen surfaces[/STRIKE]
- [STRIKE]Hang out HC on line[/STRIKE] - one down, two down
- [STRIKE]Another HC load on - another in, and another, last one in machine now[/STRIKE]
- [STRIKE]Shower not bath[/STRIKE]
- [STRIKE]Hot water OFF most of the day[/STRIKE]
- DD in pants, not nappies (although creating more washing...)
- [STRIKE]Clean bathroom[/STRIKE]
- Dig out lots of stuff to ebay
- [STRIKE]Hetty down stairs[/STRIKE]
- Dust upstairs
- [STRIKE]Tidy all bedrooms and make beds[/STRIKE]
- Hoof out and Hetty car
- [STRIKE]Hetty bedrooms[/STRIKE]
- [STRIKE]Lunch from stores[/STRIKE]
- [STRIKE]NSD, not going out anywhere [/STRIKE]- not any more, my pegs are moudly so DM getting me some, bought sun lotion and ice pops
- [STRIKE]Batch cook Millies and Twinks[/STRIKE]
- [STRIKE]Write meal plan/shopping list - didn't acheive this yesterday[/STRIKE]
- [STRIKE]DM coming over later[/STRIKE]
- DONT sit on here all day!

That is plenty, I feel a busy day coming on!
Jx

Triangle

You just beat me to it Josie!

Morning all :hello: Hope everyone is well and happy :hello:


My list for today:

• Pop to the shop to get paper
• Check online accounts
• Stick to meal plan and SW all day
• Walk pup
• Revision, revision, revision! Got two pals coming over at 10.30am, will be revising all day together
• Dr Who later
• Relaxing tonight

Should be a lovely weekend, hope people have more exciting things planned than me! I just can't revise sitting outside in the sunshine, can't concentrate. But Friday lunchtime and all assessed work will be over for my first year - soooo looking forward to that bank holiday weekend!

Lots of love
T
x

savingforarainyday

Good morning, its the weekend :j

Today

I will check my online banking Done
Put all the papers I have just sorted away in cupboard Done
Do last minute bits of post
See if there is any stuff for the washing machine Done
Put Clothes away in ds room Done
Sort my hand luggage for holiday
Get roots done by friend Done
Find the polish and get some cleaning done:eek:
Walk little dog. Little dog spent all day chasing the birds in the sunshine

Enjoy the sunshine:D

WelshWoofer

Good luck with the revision Triangle! I'm glad those days are over for me!

Today I am suffering with the pollen - woke myself up sneezing a few times in the night and am streaming this morning - oh well, every year I con myself into thinking I won't have hayfever but as I've had it since I was 9 and am now 38 I think I should probably accept that its here forever!

Today's little list...

• Walk dog before it gets too hot (done)
• One wash in - thick dressing gowns that will hopefully dry today
• Do another 1 wash and dry later
• Go shopping with a list - need absolutely everything, have really run the stocks down so will blow the GC budget
• Do at least one lesson ready for interview
• Have emailed a new job today for the application form - only 2 miles from home, would be a good one!
• Checked banks
• Checked ebay
• Find camera and charge the battery
• Maybe go with OH to register for his race tomorrow and take the dog to the park its at for a run around - will see how hot it is though, don't want an overheated pooch
• Clean bathrooms
• Do nails this evening
• Stay in and watch a movie that my sister lent me (in preparation for the "race " tomorrow), apparently tea tonight has to be "carb-loaded" - you'd swear he was in the olympics!

Have a good day in the sun

La_escocesa

Morning campers :wave:

Just getting into the spirit of things! Off camping in a couple of hours!

My list looks like this:

• Quick shower
• Put on sun cream!
• Remember to feed the fish before we leave
• Turn off the wireless router before we leave! This is constantly on - how much are we wasting?!
• Charge camera and phone for min time poss. Will keep a close watch
• Enjoy myself climbing the Peaks in the sunshine!

Have a good weekend everyone!

xx

determined_new_ms

rachelmk wrote: »

Good luck with the revision Triangle! I'm glad those days are over for me!

Today I am suffering with the pollen - woke myself up sneezing a few times in the night and am streaming this morning - oh well, every year I con myself into thinking I won't have hayfever but as I've had it since I was 9 and am now 38 I think I should probably accept that its here forever!

rachel my friend "used" to suffer from hayfever but found a way to stop it completely (she never has any symptoms now!). I'll tell you but its fairly millitant so not sure if you'll take it up BUT if you did it DOES work...

Ok what she does is from now she cuts out all wheat products for the hayfever season. Not sure why it works but it does, she used to suffer severe symptoms and now you'd never know. She does use the "free from" bread and pasta etc

also local honey, a spoonful a day, helps

determined_new_ms

Happy weekend everyone! Well hoping it is going to brighten up and be as gorgeous as has been promised - quite misty/dull here at the moment...still no sunshine...

We got a takeaway yesterday have been hankering for a chineese for ages. Satisfied that itch but now feeling guilty about the money oh well...


This weekend I intend to:

• [STRIKE]have worked out cc bill - spent less than I thought! need to work out my figures as I may have hit my £60 target so debt may be less than £2000! :j need to check and double check budget[/STRIKE] by massaging the figuresd and ensuring I can live like a poorper for another month my total debt is no (drum role please....) £1999.31!! :j:j:j Jan this year it was £6500!!!
• hm bread
• [STRIKE]hc & line dry[/STRIKE]
• [STRIKE]go play tennis with oh this morning[/STRIKE]
• go for a picnic at beach with group of friends this afternoon didn't do this in the end, instead went to inlaws for spagetti
• weekly bath manicure & pedicure (haven't been looking after myself the last couple of weeks)
• [STRIKE]quick bit of housework[/STRIKE]
• oh has suggested me sort out garage :eek:
• list 4 things on ebay
• make millys hobnobs
• usual film & scrabble/wine with oh

that's enough! We're going to Rotterdam for family wedding next weekend :j need to get hold of my friend's email who lives in Holland to see if we can meet up while we're there

Hope everyone has a great weekend and if ur reading Milly hope the op went well and you're on the road to recovery xx

mogchops

Good morning!

Its gonna be hot again!!!

Today:
- check online banking
- hokey cokey
- tea from meal plan
- pot on some more seeds
- hoover through & tidy up
- shred paperwork (must doooo!!!)
- do all comps ending 23/05
- Watch Doctor Who :D

Have a great day everyone xx

Cheery_Daff

Morning all on this gorgeously sunny day!

Comiserations on the hayfever Rachel I've never suffered, but it must be rotten, and put a real downer on the summer

Cheery list for the weekend here!

* Women's Institute cafe for cheap tea and cake
* pick up wool with birthday present vouchers!
* international biodiversity day event at botanical gardens (free!)
* make a new skirt!
* fix bike tyre ready for cycling to new job next week (!)
* check bank for mysteriously absent Amazon payment
* write to Kim
* post council tax letter (hopefully will bet £900 refund so very important!)
* plant tomatoes
* plant out (small yellow flowers whose name I can't remember)
* run (free exercise)
* wash sheets and hang outside
* water courgettes
* plant up new pot (more courgettes?)
* finish knitting friend's (very late) birthday present
* decide what to make for sister's wedding anniversary
* write something cheery on blog
* transcribe interview and send
* write and post timesheet
* read policy document for new job
* don't spend any more than the £4.10 I have left for the week!

Er, think that's it for now, although that'll probably take most of the weekend.... Have a good one all!

OrangeFairy

Morning all!!

How gorgeous is this weather!!

Worked out my DFD to be Nov 2012 this morning so not too bad. However should be a lot sooner than that as i only included £50 overpayments and i have been averaging about £170 overpayments a month so far!

Today i am meeting a friend to go for a lovely walk with the kids in te sun! Hope to get a bit of sun!

My list

hang washing out
clear up after boys night
bath kids as they were really sweaty overnight
clean kitchen
hoover downstairs
tidy kids rooms which are like a bomb site
Maybe an NSD or at least a LSD
Reserves my mums bday presents at argos

Thats me! I'm off to enjoy the sun!

Beencounting

Morning everyone

So gorgeous this morning . Looks like there's lots of things planned for the sunshine. Don't think I'll be heading out today, so will probably have a bit of time in the garden.

I've neglected the house this week though, so will have to do some tidying first or it won't get done at all .

Here's the beginnings of a list, but I think there'll be more later:

• Chech bank / update spreadsheet
• Surveys…haven’t done any this week it's takes so long to get to payout
• HC and line dry in the lovely sunshine
• Start packing for next weekend :D
• Chase up ebay non-payer, want to get this posted before going away
• Lots of Flylady

Have a lovely day all.

Been