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Any advice on Paragon Loan charges

Hi guys

Just received a statement I asked for as I want to remortgage.

Paragon have sent me a statement from when we took out the loan - there is a massive amount of unpaid DD's (they were paid a week late) then loads of charges for £25.00 for each one - also arrears letters charged at £10.00 a go, arrears telephone calls at £20.00 each - some a day apart and solictors cost £30.00.

Can i do anything about these!!?????

:o
Terriblesaver - hoping to improve!!! Unsecured debt ... £[STRIKE]57938[/STRIKE] £51453
Official DFW Nerd no 176
Reclaimed and won Capital One £224, Paragon £758, GE Capital £63 and £135

Comments

  • mummyemma
    mummyemma Posts: 106 Forumite
    You should be able to claim all of these back there is a very good website to help you with it

    http://www.consumeractiongroup.co.uk/forum/

    i have been using this, the people there are very helpful and im sure they will be able to point you in the right direction

    Emma
  • Thanks Emma - I will try them - just need to know if it is worth persuing
    Terriblesaver - hoping to improve!!! Unsecured debt ... £[STRIKE]57938[/STRIKE] £51453
    Official DFW Nerd no 176
    Reclaimed and won Capital One £224, Paragon £758, GE Capital £63 and £135
  • davek1
    davek1 Posts: 590 Forumite
    hi terrible

    I have the same problem with Paragon they are parasites i am going to claim all of mine back

    Good luck

    Dave
  • Thanks Dave - do you think I should pay them off then reclaim 0- i dont want the remortgage held up....
    Terriblesaver - hoping to improve!!! Unsecured debt ... £[STRIKE]57938[/STRIKE] £51453
    Official DFW Nerd no 176
    Reclaimed and won Capital One £224, Paragon £758, GE Capital £63 and £135
  • davek1
    davek1 Posts: 590 Forumite
    hi terrible i would get shot of them asap then claim back charges as i think they are the sort that would make your life difficult i suspect if you then wanted to remortgage
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