We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Beginning to understand
Options
Bunnyinthelights
Posts: 15,278 Forumite
Hi everyone,
I've just got to share a quick story with you-
I entered into my DMP 6 months ago with just over 50K in unsecured personal debt:eek:
Last week, I went to Prague with my Mom who is visiting me from Canada (before you all say anything-I used AIRMILES to pay for trip I got from my Tescos clubcard;) ) and had a lovely time....
Except when I watched my Mom shop and spend money like it was the end of the world-don't get me wrong, I'm not jealous-but my Mom was declared bankrupt 10 years ago and has carefully built her credit rating back up again-bought a house, has a good job etc. and I KNOW it's going to be the same again-she has not learned a single thing! She buys over generous gifts for people she needn't, (like her neighbour she's know for 2 months?!) losing expensive items because she's not cautious (BRAND new digital camera-her 3 in 3 years!?) and admitting to me that she won't be able to pay her bills when she gets back home. Frankly, it scares me.
I know I am a different person now and even when I'm out of debt, I will NEVER be the way I was beofre with money-I know where every single penny goes and have completely changed my ways.
But, finally, I am beginning to understand WHY I had this 'I must have it now-and beggar the money' attitude before. I nearly lost my marriage over my lies and deceit and I'm finsding being around her very difficult-I just want to shake her and tell her to STOP SPENDING!
Anyone else have a similar experience?
Bunny
I've just got to share a quick story with you-
I entered into my DMP 6 months ago with just over 50K in unsecured personal debt:eek:
Last week, I went to Prague with my Mom who is visiting me from Canada (before you all say anything-I used AIRMILES to pay for trip I got from my Tescos clubcard;) ) and had a lovely time....
Except when I watched my Mom shop and spend money like it was the end of the world-don't get me wrong, I'm not jealous-but my Mom was declared bankrupt 10 years ago and has carefully built her credit rating back up again-bought a house, has a good job etc. and I KNOW it's going to be the same again-she has not learned a single thing! She buys over generous gifts for people she needn't, (like her neighbour she's know for 2 months?!) losing expensive items because she's not cautious (BRAND new digital camera-her 3 in 3 years!?) and admitting to me that she won't be able to pay her bills when she gets back home. Frankly, it scares me.
I know I am a different person now and even when I'm out of debt, I will NEVER be the way I was beofre with money-I know where every single penny goes and have completely changed my ways.
But, finally, I am beginning to understand WHY I had this 'I must have it now-and beggar the money' attitude before. I nearly lost my marriage over my lies and deceit and I'm finsding being around her very difficult-I just want to shake her and tell her to STOP SPENDING!
Anyone else have a similar experience?
Bunny
Empty pockets never held anyone back, only empty heads and empty hearts can do that -Peale
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 350.8K Banking & Borrowing
- 253K Reduce Debt & Boost Income
- 453.5K Spending & Discounts
- 243.8K Work, Benefits & Business
- 598.6K Mortgages, Homes & Bills
- 176.8K Life & Family
- 257K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards