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New to this board..need help..pleeease!

Posted on mortgage board and got some really helpful advice yesterday hence i'm, here! Am an overwhelmed single mum of three with four jobs and no money...not quite sure why???? Anyway have huge £100,000 mortgage thats going up and up and just consolidated £10,000 debt with Lloyds :mad: ( i know ...even a nightmare with money like me knows this was NOT the place to go...but they were sooo keen to 'help'! (Yer...right) and it was quick! Anyways i don't really know where my money goes and why i struggle so much so have downloaded Money diet calorie counter and will post again when the dreaded deed is done and put together my SOA for next thread. Would really really appreciate any help or suggestions as its all really getting on top of me and beginning to feel a little out of control :eek: and i guess i feel scared that my expenditure is going to eat me up and i need to keep on top of it all. Thanks Lemony

Comments

  • lynzpower
    lynzpower Posts: 25,311 Forumite
    10,000 Posts Combo Breaker
    Hi there lemony

    Have you done an SOA before, this is a list of ALL your incomings & outgoings

    Once youve seen that ( see southern scousers sticky) you can stick up your SOA and lets see if/ where we can save you some cash
    :wave: welcome :D
    :beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
    Theres no dollar sign on piece of mind
    This Ive come to know...
    So if you agree have a drink with me, raise your glasses for a toast :beer:
  • james32_uk
    james32_uk Posts: 1,223 Forumite
    :T Good place to come, Lemony! We'll sort you out! :j
    Debt as at 12th July 2006 - £61,345 :eek: :eek: :eek:
    Debt free 21st Oct 2011.

    All thanks to :money:
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