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Are we getting a good deal with this mortgage

clelly
Posts: 8 Forumite
Hi,
We are looking to move home, The home we like is £255,000 and we would be putting £30000 down from the sale of our own. We are with loyds at the moment with a £140,000 interest only and the other £14,000 repayment, total £154,000 on the SVR 2.5%. Loyds is offering the top up on the other £71,000 on a repayment at 5.99% which I think is steep.
Can anyone give me advice on this, I.e better options or are we better trying to haggle a bit with loyds as most of the mortgage is on 2.5% variable.
Thanks
Clelly
We are looking to move home, The home we like is £255,000 and we would be putting £30000 down from the sale of our own. We are with loyds at the moment with a £140,000 interest only and the other £14,000 repayment, total £154,000 on the SVR 2.5%. Loyds is offering the top up on the other £71,000 on a repayment at 5.99% which I think is steep.
Can anyone give me advice on this, I.e better options or are we better trying to haggle a bit with loyds as most of the mortgage is on 2.5% variable.
Thanks
Clelly
0
Comments
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It would do u good to catch hold of a mortgag broker as c&g are not the most competitive ...0
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No mortgage lender will 'haggle'.0
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