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Tues 18th May - What small DFW things have you done today?!
 
            
                
                    pixiechick99                
                
                    Posts: 3,731 Forumite
         
             
         
         
             
         
         
             
                         
            
                        
             
         
         
             
         
         
            
                    When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free
Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important :T
Morning everyone:p
Well I've had my last meal, no solid food now in preparation for my op...arghhh:) Off to work just for the morning, might have a cuppa with a friend this afternoon and need to get packed. Did the girls bags yesterday, so one less job.
Hope you're all having a good week so far:beer:
Ok, list:
                But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free
Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important :T
Morning everyone:p
Well I've had my last meal, no solid food now in preparation for my op...arghhh:) Off to work just for the morning, might have a cuppa with a friend this afternoon and need to get packed. Did the girls bags yesterday, so one less job.
Hope you're all having a good week so far:beer:
Ok, list:
- check banking
- daily scratch - 20p woohoo
- washing on quickwash and on line to dry
- packed lunch for girls to school
- NSD
- finish packing girls bags completely
- ironing
- return top to Tesco if time
- meal from plan for girls tonight - bacon, eggs, sausage etc
- get dd2's birthday presents wrapped
- Enjoy Holby tonight - but minus my dinner, boohoo!!
I really need to sort out a new signature!
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            Comments
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            Morning Milly, and to those who follow!
 Me and bubba have been ready for a while so thought I'd post before going to work.
 Today I will:-
 - [STRIKE]Check CC for PPI clearing[/STRIKE] not yet
 - [STRIKE]Check banking[/STRIKE] no change
 - [STRIKE]Work out my wages for this month[/STRIKE] not too bad
 - [STRIKE]Take lunch/snacks from home[/STRIKE]
 - [STRIKE]Dig into biscuit stash at work, cos I feel like it![/STRIKE]
 - LSD, nip to Mr T's for porridge oats, butter and milk
 - Batch cook millies and twinks tonight for DM tomorrow looking after DD
 - Not-so OH on a course for two days so will have freezer dive for tea, saves me a day on meal plan
 - Try to up my labour sales today, and try and sell a purge too
 - Post ebay parcel
 - Check for ebay non payer (again) they said they'd pay today, will post at the weekend, I feel if they have no rush to pay I have no rush to post!
 - [STRIKE]Didn't straighten my hair this morning, saving leccy (more cos I'm lazy, lol)[/STRIKE]
 - [STRIKE]Turn everything off before I leave, getting into the habit of shutting the laptop down instead of leaving on all day, this is my one leccy wasting weakness![/STRIKE]
 - 1x HC when I get home tonight
 That's plenty to be getting on with
 JxNothing to report as yet...give me a minute...!0
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            PS: Watch Holby tonight....cos I can!!!!!!!! Nothing to report as yet...give me a minute...!0 Nothing to report as yet...give me a minute...!0
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            Today I have or will
 - Daily cards
 - Checked online banking
 - Will return unwanted item to the shop £29 back
 - Need to work out a budget for next month overspend likely, car tax £200 due, car insurance due, and bought a dishwasher, plus final money for hen night due.:eek:
 - Entered 2 comps
 - Done one survey0
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            Morning all, oohhhhh Milly its getting closer!!! :j Hope you dont get too hungry today!!!
 I got some good hospital news yesterday too, got a date for DD to have her tonsils out!!! :T 16 June! :T Its been a bit of a battle as the trust say that tonsillectomy is "elective" rather than "essential" (:mad: !!!!!!!!!!!) so even though the consultant said they needed to come out, we had to battle with pen pushers to get funding!! Ridiculous!
 Anywayyy, today:
 - check online banking
 - packed lunches
 - tea from meal plan
 - having hair cut (cheap as hairdresser works from home)
 - keep an eye on ebay (still got lots listed)
 - shred some paperwork
 - sweep & hoover through
 Have done really well on ebay, made £170 so far, £120 is going towards holiday & £50 is for girls room coz we are decorating over half term :T
 Have a great day everyone xxxx0
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            Morning all!!! Good luck with the no solid food Milly! I take it you can have soup or something?
 Have just done 25 mins on the cross trainer. Cycled the LONG way to work yesterday so about 6 miles in total including the shorter way home. Wii fit for half an hour last night.
 I lost 2lb last week!!! I am sooooo pleased with this especially as on my birthday i had rice crispie cakes and hot chocolate cake with ice cream and clotted cream!!:o Oh and went for a meal with OH and had a Calzone and pudding!!!
 Today
 Take kids to school
 pack up ebay bits to send
 SURVEYS!!! i am being slack with them!!!
 email travel agent with our list of people
 lunch from stores
 Gammon in the slow cooker - enough for 3 meals and some lunches!!
 tidy house - though don't need to do much as OH did loads yesterday!
 Look over notes for an assessment today!
 Check banking
 Work out what i am going to start doing work wise- need to shuffle some hours around
 Thats me. Hoping to eat well today!!
 Have a great day everyone! xOrange Fairy
 House Purchased April 19 CC1=? CC2=? DH CC= Mortgage Overpay = £0 Savings = £0 Xmas savings = £0 Weightloss = 0 lb0 CC1=? CC2=? DH CC= Mortgage Overpay = £0 Savings = £0 Xmas savings = £0 Weightloss = 0 lb0
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            Morning all :hello:
 Another quick list:- Uni today
- Drive carefully to conserve petrol
- Packed lunch
- Stick to meal plan
- NSD
- Revision for a couple of hours this afternoon
- Walk pup for free excerise
- Eastenders and Holby tonight  
 
 T
 xMFW!
 Started 1/12/22 - £196,000
 Saving targets 2023
 Mortgage Overpayment £0/£2000
 Bathroom £0/£2000
 Big Birthday Trip £0/£2000
 Long Term Saving Pot £0/£20000
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            Yes to soup Kel;) And plain yogurt and jelly today...just tomorrow is stricter, clear liquids only, so not even a nice white coffee:(
 Anyway, just wanted to tell you all that I did really well on that darn essay that I went on and on about - I got 73, my highest mark, very pleased (especially as most of the others have been getting 50s;)) - the slog was worth it:beer:I really need to sort out a new signature!0
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            Hi everyone :wave:
 Good luck for the op Milly! And woohoo on that essay!
 Josiebabie, enjoy Holby! You should tape it and watch it again and again (as long as a bottle of wine lasts!:)) cos you can!! 
 Big hugs to everyone else and everyone else who joins in with the small things party! :beer:
 Today I'm going to:- Enjoy some free tetley at work with milk from a glass bottle - it's the little luxuries!  
- Take some (not HM) soup to work with some bread and butter
- Put the rest of the bread in the freezer before it goes off
- Sort out my ebay sales and be happy that I've double checked - everyone's getting the right thing!  
- Check surveys
- PAD to cc
- Put any coins in the jar
- Email PB cos my points still haven't reached my account
 
 Take care
 xx0
- Enjoy some free tetley at work with milk from a glass bottle - it's the little luxuries! 
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            josiebabie wrote: »PS: Watch Holby tonight....cos I can!!!!!!!! 
 Oooooh excitement this week - Holby's on tomorrow as well:beer::beer:I really need to sort out a new signature!0
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            Morning Everyone a lovely sunny tuesday, 
 This morning
 I will check online banking
 Go to m&s to spend my voucher for a couple of holiday bits
 Buy ds some trainers, his last pair have lasted him a year :eek:
 Do admin for Rainbows
 Acitivity for Rainbows that doesn't involve too much sticking, not a good option with my plaster, and quite a few of our little ones need help, goes off scratching head.
 
 Ds english lesson, first time since accident, so getting back on track.
 Finish statements for police/insurance etc.
 Pot on geraniums given to me by friend on sunday.
 Think that will do me for today.
 Good luck with the op millie and well done on essay
 Never got into Holby for some reason, but dd is a great fun.... enjoy!!!
 :eek: to weightloss, I haven't got on scales for nearly 3 weeks, dreading weighin tomorrow, well done to you all doing so wellMy finances are work in progress.Normal veiwing will resume shortly0
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