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Tracing enquiry from Fredrickson International Limited

I recently received a letter from Frederick International Limited - Debt Collection Services.

It states:
----
We have made tracing enquiries for confirmation of your current place of residence. Information has been received confirming that your address details have changed to the above address.

Please contact us immediately on XXX quoting the above reference number.
----

I'm not aware of having any outstanding debts with anyone, but I'm not sure what to do now. I did have a debt collection agency chase me in the past about something but they could not prove that I owed the debt so they left me alone.

What is the best thing to do here? To call them (presumably not), write them a letter stating that this is my new address, or to ignore the letter and wait to see what happens?

I don't know what I'm legally obligated to do, or what would be best to do. Does anyone have any advice?

Comments

  • DarkConvict
    DarkConvict Posts: 6,347 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    There was a post on here only the other day about it.

    Your not legally obligated to do anything, mail can get lost.

    As this is a tracing letter, i would personally ignore it for the time being.

    If they continue, send the prove it letter - http://forums.moneysavingexpert.com/showpost.php?p=11570893&postcount=2

    If the debt is over 6 year (5 in scotland) the debt would be statute barred anyway.
    Although no trees were harmed during the creation of this post, a large number of electrons were greatly inconvenienced.

    There are two ways of constructing a software design: One way is to make it so simple that there are obviously no deficiencies, and the other way is to make it so complicated that there are no obvious deficiencies
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    You are not 'obligated' to do anything.

    Personally, I would just ignore any 'fishing' letters like this. If there should be a genuine debt owed, then they can write to you with details of it.

    Certainly wouldn't be ringing them under any circumstances.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • I had a tracing letter too. Ignored it, and about a week later I had a proper letter from FI demanding payment of a disputed overdraft I have with Nationwide. Now I've had no correspondence from Nationwide since they defaulted my current account in March 2007, and the only reason I haven't taken the thieves to court to reclaim my charges is because my idiot son managed to dispose of most of my financial records when we moved home!
    I've now written to FI telling them that the amount they're claiming (about £1900) is in dispute, and Nationwide have failed to respond to numerous requests for copy statements, and I've told them to issue proceedings and I'll defend them in court. In reply FI wrote back and said that the acount was on hold and Nationwide are now sending me copies of the statements- Wow! I thought. But........ a week later, no copy statements have arrived, and FI continue to ring me. Now, every time they ring, I simply refuse to respond to their demands that I identify myself and terminate the call. My question though, is can Nationwide ignore me for years (which I was pretty happy about, to be honest) and then pass a debt over without further recourse to me? I well remember that these were the only building society to join in the bank charges defence in court, so I suppose I shouldn't be surprised.
    Anyone got a get shot of FI strategy?
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