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Celebrating on your DFD?
Determined_2b_Debt_Free
Posts: 349 Forumite
Are you planning on marking your DFD in some way - if so, how?
:j
:j
Me, DH and DD (17 months) clearing our debt for a better future. Then (LBM) = £21,636.43 (Oct 2009) Now = £12128.07 (44%)
GOALS/CHALLENGES
Try to get credit card to £2k by April 2012 (was £3014.94)
PADing to clear CC 1/1/12 TOTAL: £32.00
Ditch 100 in January challenge: lost count but way over 100!!!/100
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Comments
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I marked mine with Burger King... it was a cheap but significant way of doing so. I'd not eaten out for 10 months and it tasted soooo good lol.
Not for everyone obviously, but it was for me.Starting Debt: ~£20,000 01/01/2009. DFD: 20/11/2009 :j
Do something amazing. GIVE BLOOD.0 -
We'll be celebrating with a holiday. We pay just over £1,200 a month towards debt. With that money saved, we'll be booking a holiday the very first month that we are debt free!
After that, we'll be in serious saving mode!
Friend Debt: 5,000/3,850
2013 Start Mortgage: 306,585/306,585
Overpayments: 0
ISA Saver: £100 -
I like both of those!
I definitely know what you mean LeeSE about missing something for that long.
I used to really fancy a holiday when I'm DF and if I do get to my DFD by next year I would have been paying a large amount to the debt per month too Jazzie. We will be a family of 3 by then and I have no idea what travelling with a little one will be like... plus this volcanic ash thing has really made me think about hols abroad for a while... so not sure how I would celebrate yet.
But I definitely want to visualise the day to keep my motivation up! There is a hotel in Scotland we were due to go to before OH lost his job in 2008, we had to cancel and were quite sad about it so that would be quite a nice thing to do.
Can't wait!Me, DH and DD (17 months) clearing our debt for a better future. Then (LBM) = £21,636.43 (Oct 2009) Now = £12128.07 (44%)GOALS/CHALLENGESTry to get credit card to £2k by April 2012 (was £3014.94)PADing to clear CC 1/1/12 TOTAL: £32.00Ditch 100 in January challenge: lost count but way over 100!!!/1000 -
mine will be met with a big sigh of relief and a very stern warning never ever get in this situation again
always smile no matter how broken you are.0 -
Haha - totally with you Carol!!!!
But I think a nice meal out for my darling Mum who has stood by me through thick and thin!!!This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
my oh intends to have a "I have zero £s in the bank party" (as opposed to a negative figure) not sure what I will do when I clear my debt but I have a bad case of itchy feet & cabin fever so am so looking forward to our paid-in-full-up-front long haul holiday xDF as at 30/12/16
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £1950 -
determined_new_ms wrote: »my oh intends to have a "I have zero £s in the bank party" (as opposed to a negative figure) not sure what I will do when I clear my debt but I have a bad case of itchy feet & cabin fever so am so looking forward to our paid-in-full-up-front long haul holiday x
Ooh yeah, what a lovely thought! :beer:Me, DH and DD (17 months) clearing our debt for a better future. Then (LBM) = £21,636.43 (Oct 2009) Now = £12128.07 (44%)GOALS/CHALLENGESTry to get credit card to £2k by April 2012 (was £3014.94)PADing to clear CC 1/1/12 TOTAL: £32.00Ditch 100 in January challenge: lost count but way over 100!!!/1000 -
That's a nice thought AoB - do you have a diary on here, would be good to follow your progress esp as you want to bring your DFD forward like me.Me, DH and DD (17 months) clearing our debt for a better future. Then (LBM) = £21,636.43 (Oct 2009) Now = £12128.07 (44%)GOALS/CHALLENGESTry to get credit card to £2k by April 2012 (was £3014.94)PADing to clear CC 1/1/12 TOTAL: £32.00Ditch 100 in January challenge: lost count but way over 100!!!/1000
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My sister will be here visiting on my DFD if it comes as expected, maybe I'll make her buy me dinner
But in all seriousness, I'll just enjoy being down to zero and starting fresh!Mortgage free by 30:eek:: £28,000/£100,000Debt free as of 1 October, 2010Taking my frugal life on the road!0 -
We enjoyed posting on the "how much have we paid off" thread and planning what to spend our money on now it is no longer monthly repayments. We saved for a few months and paid cash for a car for DH.Debt at highest: £8k. Debt Free 31/12/2009. Original MFD May 2036, MF Dec 2018.0
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