mac-hall/cabot admit the debt is statute barred

andrewpickup

after 3 months of nonsense with these idiots ive got a letter today saying that they accept thedebt is statute barred and it wont be followed up

1. is there anything else they can do?

2. they state that they do not feel they have acted inappropriately

constant calls to begin
calls and letters to my old address, my parents (not nice for them) despite writing from my own address
letters of a tone and nature that is clearly designed to threaten and trick the vunerable

i think they have acted improperly

is there more i can do? challenge them?

fermi

Complain to the OFT.

See: --> OFT imposes requirements on Mackenzie Hall to improve handling of disputed debts

The OFT has used its powers under consumer credit legislation to impose 'requirements' on Mackenzie Hall after an investigation found that some of its business processes failed to meet satisfactory standards.

As a result of these requirements, Mackenzie Hall must not:

• pursue a debt where it has been notified in writing that there is reasonable cause to believe that the debt is in dispute, and
• pursue a debt where it has been notified in writing that the debt is statute barred.

Failure to comply with a requirement could lead to a fine of up to £50,000 and/or possible revocation of Mackenzie Hall's consumer credit licence.

DarkConvict

Complain to the FOS too, http://www.financial-ombudsman.org.uk/consumer/complaints.htm

andrewpickup

might start calling them, im led to believe they can get quite flustered

DarkConvict

Chasing statute barred debts and constant calling, especially to those who are not the debtor is harassment.