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loan

24

Comments

  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    oh well...i'll leave it in your capable hands then
    We all die. The goal isn't to live forever, the goal is to create something that will
  • jonliv
    jonliv Posts: 119 Forumite
    oh well...i'll leave it in your capable hands then
    I don't think there is any need for sarcasm just cos I am right

    lol

    Jono
  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    jonliv wrote: »
    I don't think there is any need for sarcasm just cos I am right

    lol

    Jono

    Well...you think that then & all will be well....and sarcasm? not at all
    We all die. The goal isn't to live forever, the goal is to create something that will
  • Doucam
    Doucam Posts: 1,130 Forumite
    But surely the guaranteed loan will show on the op's credit report? and if it does and the OR sees it and then sees it has been paid, then the op could get in a lot of trouble.

    I wouldn't advocate getting someone else to pay it, as if the or finds out about that then they can demand the money back, and it would get very messy indeed.

    It really should have been included in the BR at the time, honesty is always the best policy.
  • jonliv
    jonliv Posts: 119 Forumite
    Doucam wrote: »
    But surely the guaranteed loan will show on the op's credit report? and if it does and the OR sees it and then sees it has been paid, then the op could get in a lot of trouble.

    I wouldn't advocate getting someone else to pay it, as if the or finds out about that then they can demand the money back, and it would get very messy indeed.

    It really should have been included in the BR at the time, honesty is always the best policy.

    The loan was included in the OP's bankcruptcy petition (not clear from OP) but He and his friend are jointly and severaly liable for the whole debt so the friend must now pay the whole loan.

    If OP's DAD were to give OP's friend £4k what would be the harm?

    The OR has no power over anyones Dad or friends loan repayments or bank accounts last time I looked

    Jono
  • You are correct jonno, but the OR has the power to come back years later and demand financial information IF they believe it is connected to the BR period.

    For argumants sake, lets say the OP let his dad pay it, then after discharge paid said dad back, then some months later Another of the OP's creditor's got wind of this (and trust me, they have there ways of finding out) and complained to the OR, who then decided to investigate.

    Ok its a long shot, but if there is any paper trail, it is not worth the risk of being held in contempt of a court order.

    Unless you like porridge:cool::p

    Which is the point you seem to be missing, a BR is under a court order, yes if the dad wants to pay it, thats fine, but if he wants it back, that could be an issue;)
  • jonliv
    jonliv Posts: 119 Forumite
    Sorry Mr Bat I think it is YOU that is missing the point

    At no time have I advocated that the OP should pay his DAD back

    Jono
  • jonliv wrote: »
    Sorry Mr Bat I think it is YOU that is missing the point

    At no time have I advocated that the OP should pay his DAD back

    Jono
    No, but the OP did, if you read between the lines, which i know you did, stop being pedantic, you know as well as i do what the OP was getting at.

    The question is why you are encouraging the OP to break a court order?
  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    jonliv wrote: »
    Sorry Mr Bat I think it is YOU that is missing the point

    At no time have I advocated that the OP should pay his DAD back

    Jono


    and you have the nerve to call me sarcastic?....:wall:
    We all die. The goal isn't to live forever, the goal is to create something that will
  • skylight
    skylight Posts: 10,720 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Home Insurance Hacker!
    New poster?
    Complaining about other posters and opinions?
    Inflamming?
    Etc etc.
    Therefore Ignore.
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