We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
CCA Letter
maka_2
Posts: 1,070 Forumite
as some of you may or may not know i sent a letter to cap quest asking for a copy of the cca as they were chasing me for £340 on behalf of hsbc. i gave them the 28 days and this morning i had this in the post
We write to you in regards that you have requested a copy of the cca.
we have failed to received a response to your request therefore the ccount has been passed back to hsbc and placed on long term hold pending their reply.
any suggestions what to do next? Do i send a letter requesting the cca to HSBC now?
i dont think it is fair that this could be placed on hold for long period of time i want to get this sorted now.
We write to you in regards that you have requested a copy of the cca.
we have failed to received a response to your request therefore the ccount has been passed back to hsbc and placed on long term hold pending their reply.
any suggestions what to do next? Do i send a letter requesting the cca to HSBC now?
i dont think it is fair that this could be placed on hold for long period of time i want to get this sorted now.
:beer: LOVE LIFE PROCEED & PROGRESS
0
Comments
-
any ideas???? anybody:beer: LOVE LIFE PROCEED & PROGRESS0
-
if you request it from HSBC you run the risk of them finding it! So it's a personal choice- leave it and hope it goes away, chase it and see if it surfaces or goes away for good.Debt free 4th April 2007.
New house. Bigger mortgage. MFWB after I have my buffer cash in place.0 -
It sounds like cap quest have asked HSBC for the cca, but they haven't replied, so the account has been passed back.
I'm guessing here, but you could try writing to HSBC saying that as they haven't replied you consider the matter closed. Permanently. That might get a response, if nothing else?
If you lend someone a tenner and never see them again, it was probably worth it.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354K Banking & Borrowing
- 254.3K Reduce Debt & Boost Income
- 455.3K Spending & Discounts
- 247.1K Work, Benefits & Business
- 603.7K Mortgages, Homes & Bills
- 178.3K Life & Family
- 261.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards