OH **** Here we go...

dangerousdave2

Well I had my lightbulb moment last weekend and sat down with my (new) girlfriend who is a financial adviser (who said romance was dead?) and worked out that despite taking home £1800 per month I have £20 to spend on non essentials. Whoopee....

Well she hasn't dumped me yet and over the following weeks I will keep a diary of how much I owe and when it will be paid.

If this is the wrong place for this kind of diary then my apologies and I am sure you will all tell me where to go..

So I start in a position of owing approx. £25,000 non mortgage debts that run from unpaid creditors at 0% to creditcards at 25%.

For some reason the low interest loans that would help in reducing those disgusting interest charges just aren't available to me... I wonder why???

Ok so I am going through a divorce with someone who won't communicate, (NO, the new girlfriend is post separation....) have three kids 12, 9 and 6 who were used to getting what they wanted and a house worth £190k with a mortgage of £100k and a possible payment to the soon to be ex of 30-40k.....

The £25k debt that seemed small is suddenly not!

So downsizing the house, selling the speedboat (No, No I hear you cry, you cant sell that... OK I,ll keep it for now!!!) and generally re-aligning things is all ahead of me.

But for now I have to get on with my work or I will lose my job and then all my present problems will seem oh so small.

Till next time happy saving all and anyone want to buy a boat?

Auntyem

Good luck Dave, sounds like you have a lot on your plate but some good support from the new GF.

Divorce can be awful, I hope it goes through as smoothly and quickly as possible.

psychopathbabble

Good luck Dave.... sounds like you are finding the right track. Lots of support and advice available here for you xx