Survey results - property subject to occupation restrictions

Iceman543

Has anyone ever come across a surveyor including the following term in their report:

"property subject to occupation restrictions".

It is a bog standard valuation done on behalf of Santander who we are getting mortgage off, we have not had our own survey as family members are a structural engineer and builder and so they have done full inspection and said structurally all ok.

The property is a little dated, but has functioning kitchen and bathroom that are more than liveable.

The value has come back as required, but the bank are concerned about that note since it is quite broad, and have sought clarification, this has been outstanding over a week now from the surveyor.

There are no covenants about a certain type of person occupying the property, it is just a bog standard house on an average road in a purely residential area, the house just needs decoration and flooring, but this is only out of taste, not necesity.

Were getting a bit worried now after 8 days of waiting for the surveyor to respond, and just wondered if anyone had seen the term before and what it meant.

Any help greatly appreciated.

Owain_Moneysaver

Does it mean that the surveyor couldn't move furniture etc? Could you supply more context please.

Leon_W

I would imagine it was a cut and paste typo.

Surveyors will have all the stock phrases to complete a report and it sounds like it has been added into the report by mistake.

"occupation restrictions" could mean anything. Some properties can only be occupied by the over 60s for example. Some holiday homes may only be occupied for 10 months of the year. Some agricultural properties may only be occupied by farmworkers etc etc.

A normal house on a normal street doesn't usually attract such restrictions.

terryw

Obtain a copy of the Land Registry stuff for a few quid before you even employ a solicitor and the answer may well be there.