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dubsta Posts: 1 Newbie

12 May 2010 at 8:28PM in Loans

Hi,

I've searched the forums the best I can and can not find a topic relating to my question!

Around 18 months ago, I purchased a bike through Black Horse Finance, Ive never missed a payment and have a further 6 months to pay.

I have now decided to purchase a car, and the dealer happens to use BH Finance.

Now do I have more chance being accepted for finance going through the dealer, where BH may not associate my ongoing agreement or do I try and get a personal loan from BH using my existing agreement to support my new application, however do not have the loan secured on the car, which obviously lessens my chance.

I ask because my credit rating does not appear to be that great, I even got refused a high interest guaranteed credit card the other day.

I hope you understand my question!

Any ideas would be great!
Thanks

This discussion has been closed.

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