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Should I pay it off in full ..... now
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I'd pay of no 2 for the satisfaction that you're closing down one of the cards. Three's better than four!January budget
Nothing left!0 -
OK, I'm going to do it .... I know I will feel great for doing it and cutting it up. I have never ever cut up a credit card before - I think that is part of the problem, ha ha ha.Official DFW Nerd #148
Debt level @ highest (May 2004): £15000 :eek: Debt level @ August 2006: £9591.53
Lightbulb moment May 2006 :idea:0 -
Yeah go for it, the psychologicak boost is 100% better than anything snowball could say! When I looked at snowball it made me feel quite desperate & have never dared again - was just too depressing!!Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.0
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It's paid and the card is cut!!!!! Woohoo!!!!Official DFW Nerd #148
Debt level @ highest (May 2004): £15000 :eek: Debt level @ August 2006: £9591.53
Lightbulb moment May 2006 :idea:0 -
Wooooooooooooooooooooo hooooooooooooooooo!!!
Wicked!!!!! :T:beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
Theres no dollar sign on piece of mind
This Ive come to know...
So if you agree have a drink with me, raise your glasses for a toast :beer:0 -
I know!!! I am going to have to work out now how I close the account and get my money back, as I have never closed a credit card before!!! I am going to update my signature as well as I have now managed to get under ten thousand owed as well, which is a big achievement!!!! I am feeling really good right now (apart from being hungry as tea is cooking and I am fading away)Official DFW Nerd #148
Debt level @ highest (May 2004): £15000 :eek: Debt level @ August 2006: £9591.53
Lightbulb moment May 2006 :idea:0 -
Well Done, not only have you paid one off, but from next month, you can snowball the amount you would have paid to that card, off the other one as well as the extra £50, (whenever that arrives).
AND Under £10K, You must be feeling great.:j :j :jDebt at worst: £33000
Debt now: £0, (Ok, a £650 overdraft)
£3000 Credit card (aiming to get this down with 0% card)0 -
dave318 wrote:Well Done, not only have you paid one off, but from next month, you can snowball the amount you would have paid to that card, off the other one as well as the extra £50, (whenever that arrives).
AND Under £10K, You must be feeling great.:j :j :j
I really am feeling wicked!!!!! Official DFW Nerd #148
Debt level @ highest (May 2004): £15000 :eek: Debt level @ August 2006: £9591.53
Lightbulb moment May 2006 :idea:0 -
Well done. Always do what feels right for you.Barclaycard 3800
Nothing to do but hibernate till spring
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