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Has anyone used an O2 prepay VISA card?

I've ordered an O2 prepaid credit card. It's to manage my spare money I budget for my social life and other expenses each month. I'll load it up with a set amount each month then stick within that budget.

They look good, and you even get a free text telling you teh balance every time you use it.
Bank Loans: [STRIKE]£25000[/STRIKE] £0- Barclay Card 14%: [STRIKE]£2500[/STRIKE] £0- Student Loan: [STRIKE]£12,500[/STRIKE] £0
Current total [STRIKE]£40,000[/STRIKE] £0:j (100% PAID OFF)

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