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Message for Herbiesjp - FTB Mortgage

Hi Herbiesjp,

I wondered if you would be able to help me following on from my earlier post (link attached…. https://forums.moneysavingexpert.com/discussion/2456097 ). Would you able to offer any advice on the following – thanks in advance

Joint income is £55k and we have a £17k deposit, however we haven’t seen an advisor yet so unsure of how much we would be able to borrow.

The amount the default is for is £1300 and as I say has been paid and satisfied etc. I have had no bad credit since 2007 and have run every account perfectly.

The default was with Nationwide credit card and it came about as I entered into a DMP with Payplan along with another credit card (Barclaycard and a loan (MBNA).

The mortgage brokers I was thinking of using was London and Country given the review on this site – what do you think?


Jonesy_21

Comments

  • _Andy_
    _Andy_ Posts: 11,150 Forumite
    Could you not have 'bumped' the other thread rather than starting a duplicate?
  • herbiesjp
    herbiesjp Posts: 8,499 Forumite
    Just posted on original thread.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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