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proving debt

Hi all can anyone tell me cabot finace have been chasing me saying they have bought a debt and have now taken me to court. i have asked in the past for them to prove it but they said they dont have to.

Do they still have to prove the debt with the origanal agreament to the court or not

Thanks

Mark

Comments

  • gonzo127
    gonzo127 Posts: 4,482 Forumite
    Part of the Furniture Combo Breaker
    yes they have to prove you own the debt, not you prove you dont.

    check this http://forums.moneysavingexpert.com/showpost.php?p=23624459&postcount=3
    and amend it with your details and send it RECORDED DELIVERY they are just using scare tactics at the moment, however have you got it in writing about them not having to prove it etc if you have i would i would send a complaint to the OFT about their practice and giving false information
    Drop a brand challenge
    on a £100 shop you might on average get 70 items save
    10p per product = £7 a week ~ £28 a month
    20p per product = £14 a week ~ £56 a month
    30p per product = £21 a week ~ £84 a month (or in other words one weeks shoping at the new price)
  • WRINKLES
    WRINKLES Posts: 817 Forumite
    500 Posts
    can you give more information on this what is the debt credit card bank loan how old is it is it yours have you had any court papers etc
    GRADUATED FIRST CLASS WITH HONORS FROM THE SCHOOL OF HARD KNOCKS RECOMENDED READ IF BY RUDYARD KIPLING
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