Are Brokers rates better?

willy_2

not being a broker or an expert in the field I hadn't really considered how much extra work a broker might have to put in or the extra cost to the lender themselves.....
guess it's how much work I want to put in/how much of a control freak/money saveer I am.
Have to say it still amazes me how bad some peoples communication skills are when dealing with a potential customer and their purchase of several hundred thousand pounds

MortgageMamma

works both ways that, I'm currently "trying" to deal with a client, and getting information out of them about their circumstances is similar to extracting one's on wisdom teeth, painful, bloody and slow!

willy_2

Hi MortgageMamma

here's hoping I don't fall into any of those three categories, I'm sure the other half would opt for the "painful" or "slow" options though!
I seem to have ground to a halt with everyone offering A&L 5yr fixed @5.19% which is the same as they offer online themselves and not a bad rate me thinks. Unless you know of a better/cheaper provider I think we'll be going with them. Thanks for your input

Willy

herbiesjp

Have you looked at RBS? I think they may offer the same rate, but with a slightly lower fee. Also offer same deals to existing customers

MortgageMamma

Herbies!

Where HAVE YOU BEEN? how the devil are ya?

MM

herbiesjp

Jolly well - ta for asking

Took a little time out for reasons that you know about and then went on holiday - and been manic with work in between

How you feeling? KIdneys?

Send me a PM if you want rather than taking over OPs thread