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Best way to get catalogue agreement signature and application?
LolStevo
Posts: 548 Forumite
Hey guys,
does anybody know what letter I send to ask for a copy of the original agreement with the signature on for a catalogue debt?
Would this be a standard cca request with £1 cheque? xx
does anybody know what letter I send to ask for a copy of the original agreement with the signature on for a catalogue debt?
Would this be a standard cca request with £1 cheque? xx
0
Comments
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Would this be a standard cca request with £1 cheque? xx
No. They are entitled to omit the signature from a copy sent under s77/78 CCA1974.Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0 -
Ok so what letter can i send in order to get this information? x0
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The next best thing is a SAR which is a photocopy / screendumps of all information they hold on you. http://forums.moneysavingexpert.com/showpost.html?p=30356311&postcount=22 costs £10
Even that does not always work.
Your best bet is to start with a CCA and see what you can get. Is there a reason why you want the signature. Remember CCA does not write off debt,a nd if you stop paying you will trash your credit file with a default for 6 years.
Otherwise is it a CPR(i think) which can only be done once court action has been started. Making this a last resort and dangerous route to take.Although no trees were harmed during the creation of this post, a large number of electrons were greatly inconvenienced.
There are two ways of constructing a software design: One way is to make it so simple that there are obviously no deficiencies, and the other way is to make it so complicated that there are no obvious deficiencies0 -
Hiya, its a dispute to a debt that could be my dads or my brothers who have the same name. Its with Lowell portfolio and they cant confirm for him! its on his credit report as a default and he disputes it so the only thing they need is the signature! x0
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Sorry its on my dads credit report and my dad has never had a catalogue to get in this debt! Lowell couldnt really do anything but keep sending letters to my dad! x0
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I think I remember reading about it, have you complained to the ICO yet? It may take longer but would be the cheaper option.
A default has been placed on my report for a debt that has nothing to do with me, and since forth I am now been personally chased by debt collectors.
Otherwise SAR the catalogue for the details.Although no trees were harmed during the creation of this post, a large number of electrons were greatly inconvenienced.
There are two ways of constructing a software design: One way is to make it so simple that there are obviously no deficiencies, and the other way is to make it so complicated that there are no obvious deficiencies0
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