Just double checking that my SOA is ok

Needshelp_2

Just double checking that my SOA is ok, as I've started fillng my br forms in online. Unsecured debts are about £45k. Can I put down any expenses for my pets, or does that have to come from my surplus?? Cheers.

Statement of Affairs and Personal Balance Sheet

Monthly Income Details
Monthly income after tax................ 1350
Partners monthly income after tax....... 0
Benefits................................ 0
Other income............................ 0
Total monthly income.................... 1350

Monthly Expense Details
Mortgage................................ 0
Secured/HP loan repayments.............. 0
Rent.................................... 400
Management charge (leasehold property).. 0
Council tax............................. 70
Electricity............................. 40
Gas..................................... 40
Oil..................................... 0
Water rates............................. 20
Telephone (land line)................... 0
Mobile phone............................ 40
TV Licence.............................. 13
Satellite/Cable TV...................... 0
Internet Services....................... 0
Groceries etc. ......................... 190
Clothing................................ 40
Petrol/diesel........................... 175
Road tax................................ 20
Car Insurance........................... 75
Car maintenance (including MOT)......... 30
Car parking............................. 10
Other travel............................ 0
Childcare/nursery....................... 0
Other child related expenses............ 0
Medical (prescriptions, dentist etc).... 14
Pet insurance/vet bills................. 0
Buildings insurance..................... 0
Contents insurance...................... 0
Life assurance ......................... 0
Other insurance......................... 0
Presents (birthday, christmas etc)...... 0
Haircuts................................ 15
Entertainment........................... 0
Holiday................................. 30
Emergency fund.......................... 0
Union Fees.............................. 11
Total monthly expenses.................. 1233


Assets
Cash.................................... 0
House value (Gross)..................... 0
Shares and bonds........................ 300
Car(s).................................. 600
Other assets............................ 0
Total Assets............................ 900





Monthly Budget Summary
Total monthly income.................... 1,350
Expenses (including HP & secured debts). 1,233
Available for debt repayments........... 117




Created using the SOA calculator at www.makesenseofcards.com.
Reproduced on Moneysavingexpert with permission, using Firefox browser.

Sunnylooloo

Hi needshelp

I will let someone else go through in more detail your SOA as I am not 100% clear.

Regarding Pets - I think it really does depend on the OR - what I was advised to do is put down my insurance figure (I have 3 cats and one dog and fairly high insurance due to pets ages and various on going illnesses) the one I paid, and see how it went. It could get disallowed or maybe a smaller amount would be allowed and the rest to come from my surplus.

Not sure about food for them - I just included that in with my groceries.

Sorry not much help

LL

beentheredonethatstilhere

Needshelp wrote: »

Just double checking that my SOA is ok, as I've started fillng my br forms in online. Unsecured debts are about £45k. Can I put down any expenses for my pets, or does that have to come from my surplus?? Cheers.

Statement of Affairs and Personal Balance Sheet

Monthly Income Details
Monthly income after tax................ 1350
Partners monthly income after tax....... 0
Benefits................................ 0
Other income............................ 0
Total monthly income.................... 1350

Monthly Expense Details
Mortgage................................ 0
Secured/HP loan repayments.............. 0
Rent.................................... 400
Management charge (leasehold property).. 0
Council tax............................. 70
Electricity............................. 40
Gas..................................... 40
Oil..................................... 0
Water rates............................. 20
Telephone (land line)................... 0
Mobile phone............................ 40
TV Licence.............................. 13
Satellite/Cable TV...................... 0
Internet Services....................... 0
Groceries etc. ......................... 190 £200
Clothing................................ 40
Petrol/diesel........................... 175
Road tax................................ 20
Car Insurance........................... 75 you may have to prove this to the OR
Car maintenance (including MOT)......... 30
Car parking............................. 10
Other travel............................ 0
Childcare/nursery....................... 0
Other child related expenses............ 0
Medical (prescriptions, dentist etc).... 14 £20
Pet insurance/vet bills................. 0 £20/25
Buildings insurance..................... 0
Contents insurance...................... 0 get yourself some insurance. Make sure it has accidental damage with it.
Life assurance ......................... 0
Other insurance......................... 0
Presents (birthday, christmas etc)...... 0
Haircuts................................ 15 £10
Entertainment........................... 0
Holiday................................. 30
Emergency fund.......................... 0
Union Fees.............................. 11
Total monthly expenses.................. 1233


Assets
Cash.................................... 0
House value (Gross)..................... 0
Shares and bonds........................ 300
Car(s).................................. 600
Other assets............................ 0
Total Assets............................ 900





Monthly Budget Summary
Total monthly income.................... 1,350
Expenses (including HP & secured debts). 1,233
Available for debt repayments........... 117




Created using the SOA calculator at www.makesenseofcards.com.
Reproduced on Moneysavingexpert with permission, using Firefox browser.

Food for pets to come from housekeeping. Will £40 cover the gas and electric in the winter?

HRV

My boyfriend gets £9 for his cat- she isn't insured though- this was recommended by the CAB- I think it's to cover her injections etc.