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Pre-qualify now or wait?

Tomzy
Tomzy Posts: 2 Newbie
in Loans
I have a credit score of 764 for Transunion and Experian. I have a credit score of 790 for Equifax. I just paid off a credit card bill of $4500.00 (taken from my Sallie Mae loan). Also, I have two deliquent charges in collections which I sent them letters to remove because I've paid for them last year. I expect my score to jump a little more.

I want to use the FHA loan. Should I wait or pre-qualify now for a loan?

Comments

  • Tixy
    Tixy Posts: 31,455 Forumite
    Hi Tomzy

    This is a UK based site. I doubt anyone here will be able to offer you any knowledgable advice.
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
  • Tomzy
    Tomzy Posts: 2 Newbie
    Tixy wrote: »
    Hi Tomzy

    This is a UK based site. I doubt anyone here will be able to offer you any knowledgable advice.

    Good feedback; cheers mate!
This discussion has been closed.
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