CCJ and Forthwith judgement help

pe11y

wow lots of information, thanks 10past6. I shall wait patiently for the judgement from the court to be confirmed before I start panicking again.

pe11y

Hi

Received in post today court judgement which is 'Judgement payable forthwith' I obviously can't pay it so could you give me some advice please?

10past6 wrote: »

The creditor doesn't have to agree to your offer, that's why the instigated litigation against you, BUT the court must be fair and should only set a repayment plan based on your I&E

The DJ made a FJ to "secure" the debt.

Why do you think they said it outside the court, and not in the presence of the DJ?

Correct, which is why the debt MUST be treated as a priority debt, any breaches may well result in the claimant asking the court to enforce the FJ.

Anyone with a CCJ can apply for a "redetermination" should their financial circumstances change.


If you breach the court order, an AOE can be applied to ensure the claimant is paid, you should keep this up your sleeve, if the claimant does apply to enforce the FJ, you could suggest an AOE be applied rather then enforcing the debt.
[QUOTE=pe11y;32645059]So how long after the paperwork comes through from the Court confirming the judgement am I supposed to pay the debt (I obviously can't)

Your NOT expected to pay the debt in full, unless the claimant requests the debt be enforced or you default on the ruling.

Correct, whatever action they decide on taking, they MUST seek permission from the court FIRST

Your passed that stage now, you've had a redetermination hearing, you need to know what the ruling is from that hearing.[/QUOTE]