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  • Thank you Clapton - this i will do as soon as the bloody mortgage comes through - its all so scary!!

    Does any one know where i can find correctly worded letters to make offers to these blood hounds ...lol ?

    Going to really get butt into gear and do the bank charge thing too - need to find new account ... thats scary too! Oh how brave am I feeling?
    Terriblesaver - hoping to improve!!! Unsecured debt ... £[STRIKE]57938[/STRIKE] £51453
    Official DFW Nerd no 176
    Reclaimed and won Capital One £224, Paragon £758, GE Capital £63 and £135
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