2 Year Fixed Deal Ending after 27 months?

opinions4u

bobjimwilly wrote: »

ok ok no need to get all wound up about a light hearted comment?

How the hell was anybody expected to know that it was light hearted?

I'm not really peeved to be honest, had already accepted what the woman said on the phone and had read the key facts actually, just not in so much detail?

So why bother posting?

I think some users on here need to chill out a bit. Thanks to those who helped initially anyway.

I'm so sorry I failed to help subsequently.

Oh, by the way, regarding this comment: "The mortgage will do exactly what they told you it would do - go on to the SVR on 1st July. "

The mortgage also told me they would only take 24 payments at the fixed rate before switching to the SVR!

It did that with an assumed start date. When the Key Facts document is issued the lender has no idea when you are going to complete the mortgage. Read it again and you will see this.

How was I to know that the date for the end of the fixed rate period is, in effect, prioritised over the number of payments at the fixed rate? Hence why I started the thread in the first place!

Because the quotation, Key Facts document, mortgage offer and initial payment letter all told you.

bobjimwilly

opinions4u wrote: »

Because the quotation, Key Facts document, mortgage offer and initial payment letter all told you.

Just checked - no-where does it say that.

:T