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First Time Buyer Mortgage - Advice

Jonesy_21
Jonesy_21 Posts: 43 Forumite
Part of the Furniture 10 Posts Combo Breaker
in Mortgages & endowments
Hi,

I was just wondering if anyone could help me. My boyfriend and I are hoping to apply for a mortgage over the next few months. However I ahve a default on my file registered in Nov 2007 (I am currently disputing this as I believe it should have been registered in 2004 thus falling off my file this year). However playing devils advoacte if they do not agree to remove it and it stays on my file will this affect my changes of being approved for a mortgage. I ahve checked my credit file and the default is registered with a £0 balance and is satisfied. My credit score is alos 900

Any advice anyone can chuck my way I would be grateful

Thanks

Jonesy_21
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