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what do i do next??
Comments
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Yes, check your credit file.
It will show if any defaults/CCJs have been applied, these last 6 years from the date they were added, and these will do significant damage to a mortgage application in terms of getting a decent rate.
Either do the free online trials at experian/equifax.
Or pay for the £2 statutory report - http://www.ico.gov.uk/for_the_public/topic_specific_guides/credit.aspx
So when did you last make a payment against this loan?Although no trees were harmed during the creation of this post, a large number of electrons were greatly inconvenienced.
There are two ways of constructing a software design: One way is to make it so simple that there are obviously no deficiencies, and the other way is to make it so complicated that there are no obvious deficiencies0 -
If you borrowed money, naive 18 year old or not, and you've not met the repayments for 4 years, having inherited a sum of money greater than that which you owe, should you not be obliged to pay the loan off before you think about buying a house??0
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