We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Who just texted me?...

Geebee
Geebee Posts: 3,080 Forumite
1,000 Posts Combo Breaker
I checked my credit rating with credit expert this morning. About one hour later i received a text message from a number asking me if i *have poor credit, struggling with debt, need help getting on your feet* and to call this number.. 01228 508252. Anyone know what this is please and is this due to credit expert giving my number to someone?.

Thanks. Geebee
If you can, help others; if you cannot do that, at least do not harm them~Dalai Lama
How people treat you is their karma; how you react is yours~Wayne Dyer
Let none find fault in others. Let none see omissions and commissions in others. But let one see one's own acts, done and undone~ch4 vs50

Comments

  • Geebee
    Geebee Posts: 3,080 Forumite
    1,000 Posts Combo Breaker
    Thanks Preable.. on closer inspection of the text, it wasnt actually from them, it was from a mobile number asking me to call the 01228 number. I'm just a bit taken aback that as soon as i entered my details to credit expert, i get a cold call (text), and i never get these normally. If credit expert have passed my details on, i will be furious! :mad:

    Geebee.
    If you can, help others; if you cannot do that, at least do not harm them~Dalai Lama
    How people treat you is their karma; how you react is yours~Wayne Dyer
    Let none find fault in others. Let none see omissions and commissions in others. But let one see one's own acts, done and undone~ch4 vs50
  • preable
    preable Posts: 2,114 Forumite
    Debt-free and Proud! Mortgage-free Glee!
    You could contact them and ask them if they have or not :) Good luck trying to find out
  • Geebee
    Geebee Posts: 3,080 Forumite
    1,000 Posts Combo Breaker
    Thanks Preable, i think i will do that, as this text actually used my first name and spelt it correctly, and that is NOT easy to do!. :rotfl:It must be them.. Now i'm on the warpath! :eek:

    Geebee.
    If you can, help others; if you cannot do that, at least do not harm them~Dalai Lama
    How people treat you is their karma; how you react is yours~Wayne Dyer
    Let none find fault in others. Let none see omissions and commissions in others. But let one see one's own acts, done and undone~ch4 vs50
  • DarkConvict
    DarkConvict Posts: 6,347 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    It maybe pure coincidence as during this time there are good odds to ring up a random person and find they are in debt.
    Although no trees were harmed during the creation of this post, a large number of electrons were greatly inconvenienced.

    There are two ways of constructing a software design: One way is to make it so simple that there are obviously no deficiencies, and the other way is to make it so complicated that there are no obvious deficiencies
  • handyman123_2
    handyman123_2 Posts: 2,029 Forumite
    Hi GeeBee, I have looked at the other posts, I dont fully agree. Yes it could just be a coincidence but a few years ago every time I maxed out another CC, I allways seemed to get a mail shot from some firm or other offering a consolidation loan or debt advice. It happened too many times to be coincidence. I was convinced that some one or corporation was compiling details of credit applications or increases in credit limit. I know I am prone to be paranoid, but I have allways found a heathy paranoia has kept me out of trouble on more than one occasion.

    Prog last night on C4extra about how corporations compile details on individuals so they know what to sell them?

    Best wishes, handyman123.
    Mother Nature Don't Draw Straight lines, We are Broken Moulds in Life's Grand Design, We look a Mess but we're doing fine,
    Life Long Card Carrying Member Of the Union of Different Kinds.
  • Geebee
    Geebee Posts: 3,080 Forumite
    1,000 Posts Combo Breaker
    Hi..
    First of all, i need to admit I made a mistake. It was NOT Credit Expert I checked my file with, it was Money extra.com. :o:o My apologies to credit expert.

    Thanks DarkConvict for the reply, I dont think it was coincidence though.
    Thanks also Handyman for your imput, i think you are correct.

    I called money extra and they said that they did NOT pass on details as such but they DO have partners that they share details with. The lady I spoke to said she would contact their IT team and ask them to remove my details from their files.

    Later yesterday afternoon i got a call on my mobile using my name and telling me that i had been unsuccessful in a recent application for a credit card (just in case I needed it, didnt intend to use it unless for emergencies) but that i fitted the criteria for one of their loans. I asked her to remove my details from their database but she kept talking, i again asked her to remove my details, at which point she hung up!.. Charming!

    Geebee.
    If you can, help others; if you cannot do that, at least do not harm them~Dalai Lama
    How people treat you is their karma; how you react is yours~Wayne Dyer
    Let none find fault in others. Let none see omissions and commissions in others. But let one see one's own acts, done and undone~ch4 vs50
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.4K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.4K Spending & Discounts
  • 245.4K Work, Benefits & Business
  • 601.3K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.