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mortgage advice pleeese

hi, my fixed rate runs out next month and would like some advice please.
my mortgage is £56000 with northen rock and would like to know the best deal i can get, not very good at all this so any help would be great. thanks.

Comments

  • poppy10_2
    poppy10_2 Posts: 6,588 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    How much is your house worth?
    How much is your current mortgage? What rate are you paying?
    Any adverse credit history?
    poppy10
  • helnjo
    helnjo Posts: 2 Newbie
    hi
    my house is worth £110,000.
    my rate is fixed at 5.6 paying £427
    good credit with no debt
  • herbiesjp
    herbiesjp Posts: 8,499 Forumite
    At that mortgage level you are more fee sensitive, than rate sensitive.

    So do not jump into a deal that has high fees but a low rate, be careful, and look at deals that have low or no fees, with maybe a higher rate.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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