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Tues 4th May - What small DFW things have you done today???
La_escocesa
Posts: 3,096 Forumite
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free
Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important
Hi everyone :wave:
Me again??? I'm never usually first here...:D
I'm just hanging around waiting to go to work - can't leave just yet because the car hire place doesn't open til 8.30...tick tock.
Today I'm going to:
Happy Tuesday!
xx
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free
Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important
Hi everyone :wave:
Me again??? I'm never usually first here...:D
I'm just hanging around waiting to go to work - can't leave just yet because the car hire place doesn't open til 8.30...tick tock.
Today I'm going to:
- Get 'supplies' to make up lunches for this week - not going to the hot roast pork sandwich shop!:A
- Going to my friend's for tea and using a voucher to get a bottle of vino to take round:beer:
- Sort out my banking and all that malarkey:(
- Put some coins in the jar:A
- PAD to cc:A
- Have a cuppa at work but no cakes/biscuits no matter what!!
Happy Tuesday!
xx
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Comments
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Morning La Escocesa - thanks for starting the thread!
Today so far
Packed up 3 amazon parcels - anohter 3 to do
Portioned up stew for freezing
Used meat from freezer to marindade and make tea later
Taken milk/bread/cheese out of freezer
Packed a box for OH to take these goodies to new house and avoid him buying anything!
Hunted through envelope box for envelopes the right size
To do
Check email/ebay/amazon before going to post office
CHeck banks
Work hard
Pack up strawberries for ebay sales
Check on freecycle for a hen house before buying a new one (quidco/ebay)
Do more steam cleaning after work (sil machine)
Email pal about engine and say ta for the offer - can they pick it up
Figure out how to fix roof in campervan
Phone about a quote for the car (I managed to drive it into a wall yesterday - no one hurt but its badly scraped)
Get OH to book his boat home
Email a pal and say I can't manage class tonight and save £3.30
Not sure what else today - have a great day everyone will update later!Total debt 26/4/18 <£1925 we were getting there. :beer:
Total debt as of 28/4/19 £7867.38:eek:
minus 112.06 = £7755.32:money:
:money:Sleeves up folks.:money:0 -
Morning La E & Fay (and everyone else who follows). Was startign to panic that the thread wasn't on! Milly I hope ur ok and just having a manic morning/lay in rather than feeling poorly x
Fay omg you put me to shame. I've barely managed to get up and ready for work and you've already probably done more than I will achieve all day!
Ok today:- [STRIKE]rummaged around for lunch [/STRIKE](noodles yuk!!! All the stuff with dd is making me unravel and I just don't have the energy to be as organised and as "farmer-wife-ish" as I'd like to be....)
- [STRIKE]paid MBNAcc[/STRIKE]
- pay ASDA cc
- [STRIKE]put 50% weekly petrol in before work [/STRIKE](late again!) (I find if I put it in twice a week it lasts that little bit longer )
- update spending diary
- make tuna pasta after work for lunches for me nd oh
- maybe do some planting
- [STRIKE]try to focus on work [/STRIKE]
- call furniture recycling store to see if I can get a bed for dd as cheap as possible..
- go to gym after work cancelled due to unexpected trip to Police station as dd has been arrested for assualt - really not sure I can do this you know...
- visit best friend for dinner as above
- [STRIKE]prepare expenses claim form for manager to sign tomorrow[/STRIKE]
Have a great day everyone xDF as at 30/12/16
Womblng 2020:
NSD Jan 2/18 YTD: 20 -
how many posts do I need to get my 3rd star???DF as at 30/12/16
Womblng 2020:
NSD Jan 2/18 YTD: 20 -
Morning! Straight into it today
To do today:-
- Invoice all labour held over from last month, thank god I did, it's quiet today!
- Sort out paperwork hanging about from last month
- Do Work In Progress list
- TRY NOT TO SCRATCH NASTY ALLERGIC REACTION!
- Do filing tonight (Left from yesterday)
And DFW:-
- [STRIKE]Hot water OFF![/STRIKE]
- [STRIKE]Washing ran over night on cheap leccy[/STRIKE]
- Write to Experian to get something taken off my credit report
- Wrap and post ebay buy it now sale
- Can't pay rent as OH money still not cleared!!!!
- Do snowballer tonight (left from yesterday)
- Do OnePoll surveys today
- [STRIKE]Turned off storage heater in my room yesterday, it was freeezzing last night![/STRIKE]
- Sell purges, 5 opportunities today - sold one already!
- [STRIKE]E-mailed purges to boss for claiming[/STRIKE]
- Lunch and snacks from stores
- NSD for me, wasn't going to be as I had to pay for parking ticket :eek: but OH money not cleared.
Right must get on and do some actual work!
JxNothing to report as yet...give me a minute...!0 -
Good morning all. I've been awake since 5.22am when DH crawled into bed so got up at 5.30 to take advantage of Economy 7 electricity.
So far I have:- done 2 loads of HC (one on timer about 2am and one when I got up)
- hung HC outside in the free sunshine
- made a loaf of bread
- checked banking
- checked surveys
- got dinner in slow-cooker
- revised budget ready for my call to CCCS today
- sorted chickens out - no eggs yet this morning
- check for eggs a bit later, usually lunchtime with these girlies
- have NSD - 4th this month and only 4 days in
- phone CCCS looking for a way forward with my CC companies (I have a shortfall of £400 per month yet they still won't accept a token payment!!:mad:)
- do the minimum of housework that I can get away with
- spend all morning in the sewing room (quietly of course so not to wake DH)
- make appt with Disabled Advisor at Jobcentre for DH to see if there's any re-training available
- collect DGD from nursery and take her home - means I get a free dinner at DDs
- try not to get too wound up at DH, CC companies and anyone else who crosses my path today - you have been warned!
Making magic with fabricLight travels faster than sound. This is why some people appear bright until you hear them speak.0 -
Eeek! I'll be nice mummyNothing to report as yet...give me a minute...!0
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PS Mum can you get a bag of Penne pasta for dinner? I will give you the pennies back when I'm homeNothing to report as yet...give me a minute...!0
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Hey all,
My list for today:
[STRIKE]Lots of comps
Get some more medicine
Take my nan to docs
pop to my mums as well
Vacuum upstairs
See to pets
Take rubbish out[/STRIKE]
OH is out tonight so TV in bed for me urghh
Hope everyone has a good day, feel a bit better but still rough but have to keep going!No you're not a vegetarian if you eat any animal or fish, so do not insult genuine veggies by calling yourself one! :mad:
Thanks to everyone who posts competitions. You are the stars of the board :T:j:T0 -
Quiet on here today
Didn't do very well yesterday as took the kids out for a walk to the coastline to see the lighthouse so didn't have much energy last night!!
Today i have/will
hang washing out in glorious sun
strip beds and wash bedding
polish and hoover
clean kitchen
sort through DD2's 'artwork'
lunch from stores
Fajitas for dinner from stores
update mealplan
look at more wedding holidays
ironing
finish survey book
look again at doing clicks
check banking
surveys
pictures of items for ebay
package up ebay
Thats me! DD1 is at her first day at new school today!! Her teacher seemed lovely so hopefully it will go well. A few girls were chatting to her in the line on the way in so that has to be a good start
Lovely day at home today. No college as i wanted to be around for DD1's first day! Nice having a day at home just doing the school runs and housework!Orange Fairy
House Purchased April 19 CC1=? CC2=? DH CC= Mortgage Overpay = £0 Savings = £0 Xmas savings = £0 Weightloss = 0 lb0 -
Hi all,
Short from me today...
1) NSD
2) Watch Ebay item im selling - I have 1 bidder and 16 watchers! Fingers crossed!
3) Meal from stores - stuffed veg from Jamie Oliver recipe.
Have a good day!!! x xx0
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