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Tues 4th May - What small DFW things have you done today???

La_escocesa
La_escocesa Posts: 3,096 Forumite
Part of the Furniture 1,000 Posts Name Dropper
edited 4 May 2010 at 7:08AM in Debt-free wannabe
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :D

Hi everyone :wave:

Me again??? I'm never usually first here...:D

I'm just hanging around waiting to go to work - can't leave just yet because the car hire place doesn't open til 8.30...tick tock.

Today I'm going to:
  • Get 'supplies' to make up lunches for this week - not going to the hot roast pork sandwich shop!:A
  • Going to my friend's for tea and using a voucher to get a bottle of vino to take round:beer:
  • Sort out my banking and all that malarkey:(
  • Put some coins in the jar:A
  • PAD to cc:A
  • Have a cuppa at work but no cakes/biscuits no matter what!!:naughty:
Catch up later everyone.

Happy Tuesday!

xx
«13

Comments

  • Pippilongstocking
    Pippilongstocking Posts: 16,336 Forumite
    edited 4 May 2010 at 8:40AM
    Morning La Escocesa - thanks for starting the thread!

    Today so far

    Packed up 3 amazon parcels - anohter 3 to do
    Portioned up stew for freezing
    Used meat from freezer to marindade and make tea later
    Taken milk/bread/cheese out of freezer
    Packed a box for OH to take these goodies to new house and avoid him buying anything!
    Hunted through envelope box for envelopes the right size

    To do
    Check email/ebay/amazon before going to post office
    CHeck banks
    Work hard
    Pack up strawberries for ebay sales
    Check on freecycle for a hen house before buying a new one (quidco/ebay)
    Do more steam cleaning after work (sil machine)
    Email pal about engine and say ta for the offer - can they pick it up
    Figure out how to fix roof in campervan
    Phone about a quote for the car (I managed to drive it into a wall yesterday - no one hurt but its badly scraped)
    Get OH to book his boat home
    Email a pal and say I can't manage class tonight and save £3.30


    Not sure what else today - have a great day everyone will update later!
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
  • determined_new_ms
    determined_new_ms Posts: 7,825 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 4 May 2010 at 5:19PM
    Morning La E & Fay (and everyone else who follows). Was startign to panic that the thread wasn't on! Milly I hope ur ok and just having a manic morning/lay in rather than feeling poorly x

    Fay omg you put me to shame. I've barely managed to get up and ready for work and you've already probably done more than I will achieve all day!





    Ok today:
    • [STRIKE]rummaged around for lunch [/STRIKE](noodles yuk!!! All the stuff with dd is making me unravel and I just don't have the energy to be as organised and as "farmer-wife-ish" as I'd like to be....)
    • [STRIKE]paid MBNAcc[/STRIKE]
    • pay ASDA cc
    • [STRIKE]put 50% weekly petrol in before work [/STRIKE](late again!) (I find if I put it in twice a week it lasts that little bit longer :D)
    • update spending diary
    • make tuna pasta after work for lunches for me nd oh
    • maybe do some planting
    • [STRIKE]try to focus on work :o[/STRIKE]
    • call furniture recycling store to see if I can get a bed for dd as cheap as possible..
    • go to gym after work cancelled due to unexpected trip to Police station as dd has been arrested for assualt - really not sure I can do this you know...
    • visit best friend for dinner :Das above
    • [STRIKE]prepare expenses claim form for manager to sign tomorrow[/STRIKE]
    ok that's it for me. Have the meeting with Social Services today, let's hope they finally pull their finger out and help my dd!

    Have a great day everyone x
    DF as at 30/12/16
    Womblng 2020:
    NSD Jan 2/18 YTD: 2
  • determined_new_ms
    determined_new_ms Posts: 7,825 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    how many posts do I need to get my 3rd star???
    DF as at 30/12/16
    Womblng 2020:
    NSD Jan 2/18 YTD: 2
  • josiebabie
    josiebabie Posts: 1,224 Forumite
    Tenth Anniversary Combo Breaker
    Morning! Straight into it today

    To do today:-
    - Invoice all labour held over from last month, thank god I did, it's quiet today!
    - Sort out paperwork hanging about from last month
    - Do Work In Progress list
    - TRY NOT TO SCRATCH NASTY ALLERGIC REACTION!
    - Do filing tonight (Left from yesterday)

    And DFW:-
    - [STRIKE]Hot water OFF![/STRIKE]
    - [STRIKE]Washing ran over night on cheap leccy[/STRIKE]
    - Write to Experian to get something taken off my credit report
    - Wrap and post ebay buy it now sale
    - Can't pay rent as OH money still not cleared!!!!
    - Do snowballer tonight (left from yesterday)
    - Do OnePoll surveys today
    - [STRIKE]Turned off storage heater in my room yesterday, it was freeezzing last night![/STRIKE]
    - Sell purges, 5 opportunities today - sold one already!
    - [STRIKE]E-mailed purges to boss for claiming[/STRIKE]
    - Lunch and snacks from stores
    - NSD for me, wasn't going to be as I had to pay for parking ticket :eek: but OH money not cleared.

    Right must get on and do some actual work!
    Jx
    Nothing to report as yet...give me a minute...!
  • stitching_witch
    stitching_witch Posts: 1,257 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    edited 4 May 2010 at 7:52AM
    Good morning all. I've been awake since 5.22am when DH crawled into bed so got up at 5.30 to take advantage of Economy 7 electricity.


    So far I have:
    • done 2 loads of HC (one on timer about 2am and one when I got up)
    • hung HC outside in the free sunshine
    • made a loaf of bread
    • checked banking
    • checked surveys
    • got dinner in slow-cooker
    • revised budget ready for my call to CCCS today
    • sorted chickens out - no eggs yet this morning
    I will also:
    • check for eggs a bit later, usually lunchtime with these girlies
    • have NSD - 4th this month and only 4 days in :D
    • phone CCCS looking for a way forward with my CC companies (I have a shortfall of £400 per month yet they still won't accept a token payment!!:mad:)
    • do the minimum of housework that I can get away with ;)
    • spend all morning in the sewing room (quietly of course so not to wake DH)
    • make appt with Disabled Advisor at Jobcentre for DH to see if there's any re-training available
    • collect DGD from nursery and take her home - means I get a free dinner at DDs
    • try not to get too wound up at DH, CC companies and anyone else who crosses my path today - you have been warned!
    At least it's only a four day week. :)
    Making magic with fabric
    Light travels faster than sound. This is why some people appear bright until you hear them speak.
  • josiebabie
    josiebabie Posts: 1,224 Forumite
    Tenth Anniversary Combo Breaker
    Eeek! I'll be nice mummy :)
    Nothing to report as yet...give me a minute...!
  • josiebabie
    josiebabie Posts: 1,224 Forumite
    Tenth Anniversary Combo Breaker
    PS Mum can you get a bag of Penne pasta for dinner? I will give you the pennies back when I'm home
    Nothing to report as yet...give me a minute...!
  • catmiaow
    catmiaow Posts: 5,954 Forumite
    1,000 Posts Combo Breaker
    edited 4 May 2010 at 3:42PM
    Hey all,

    My list for today:

    [STRIKE]Lots of comps
    Get some more medicine
    Take my nan to docs
    pop to my mums as well
    Vacuum upstairs
    See to pets
    Take rubbish out[/STRIKE]

    OH is out tonight so TV in bed for me urghh

    Hope everyone has a good day, feel a bit better but still rough but have to keep going!
    No you're not a vegetarian if you eat any animal or fish, so do not insult genuine veggies by calling yourself one! :mad:

    Thanks to everyone who posts competitions. You are the stars of the board :T:j:T
  • OrangeFairy
    OrangeFairy Posts: 2,630 Forumite
    1,000 Posts Combo Breaker
    Quiet on here today

    Didn't do very well yesterday as took the kids out for a walk to the coastline to see the lighthouse so didn't have much energy last night!!

    Today i have/will

    hang washing out in glorious sun
    strip beds and wash bedding
    polish and hoover
    clean kitchen
    sort through DD2's 'artwork'
    lunch from stores
    Fajitas for dinner from stores
    update mealplan
    look at more wedding holidays
    ironing
    finish survey book
    look again at doing clicks
    check banking
    surveys
    pictures of items for ebay
    package up ebay

    Thats me! DD1 is at her first day at new school today!! Her teacher seemed lovely so hopefully it will go well. A few girls were chatting to her in the line on the way in so that has to be a good start

    Lovely day at home today. No college as i wanted to be around for DD1's first day! Nice having a day at home just doing the school runs and housework!
    Orange Fairy
    House Purchased April 19 :) CC1=? CC2=? DH CC= Mortgage Overpay = £0 Savings = £0 Xmas savings = £0 Weightloss = 0 lb


  • Hi all,
    Short from me today...
    1) NSD
    2) Watch Ebay item im selling - I have 1 bidder and 16 watchers! Fingers crossed!
    3) Meal from stores - stuffed veg from Jamie Oliver recipe.

    Have a good day!!! x xx
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