We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Its official, I am debt free! Thank You Everyone!

24

Comments

  • mssloan
    mssloan Posts: 67 Forumite
    Debt-free and Proud!
    :beer::j:j:jCongratulations!!! :j:j:j:beer:
    Free at last! Free at last! Thank God Almighty, I'm DEBT-FREE at last! (with apologies to Martin Luther King :))
    Debt Free Roll of Honor #488
  • Numpty_Monkey
    Numpty_Monkey Posts: 14,196 Forumite
    10,000 Posts Combo Breaker
    Well done:j:T:j:T:j:T
    put your name on the Debt Free Roll of Honour.
    PROUD TO BE DEALING WITH MY DEBT NERD #869
    Numpty,Not sure why but I'm crying :o . Of all the peeps on this board you're the kindest & most supportive of all & I'm :mad: & :( for you all at the same time . Wish I was there to give you a big :grouphug: & emergency hobnobs
    xx
    DFD 5/1/16
  • LexieLou
    LexieLou Posts: 715 Forumite
    Part of the Furniture 500 Posts Debt-free and Proud! Name Dropper
    Omar that is fabulous. Good Luck on your new journey and I hope it is a long and happy one. I look forward to hearing your story on the Debt Free Roll of Honour...
    You are so young and have gotten your finances back on track and i'm sure have learned a lot on the way. Good Luck and Enjoy a few nights out.

    LL xx
    £38,000 and change to £0
  • beanielou
    beanielou Posts: 96,969 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    GReat news for you :)
    Just keep one credit card :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • babyplum
    babyplum Posts: 301 Forumite
    Debt-free and Proud!
    Wow! A massive well done to you Omar. It sounds like you have really worked hard for this day so enjoy!

    Honestly, further down the line you will be SO pleased that you got your debts payed off at such an early age and learned a very important lesson at the same time.

    Don't go crazy with the spending now! ;) Save up for a deposit on a house. I'm still renting at 30 and its so annoying!
    But do treat youself a little and have a few AWESOME nights out! :D
    I'm FINALLY debt free! DFW Long Hauler #227
    LBM - Jan 2006 :idea: March 2006 -£26,725 :eek: Apr 2015 - £0!!! :j
    Baby boy born 1/8/08 Baby girl born 28/6/12
  • cherryblossom_3
    cherryblossom_3 Posts: 31 Forumite
    Congratulations - thats great news and at an age where you have time to use the lesson you have learnt wisely. I was a little bit older, but hopefully still time to sort the future.

    With that income, monthly outgoings and your money saving expertise you will have a deposit in no time and that is the hardest thing for young people these days. Be very proud of yourself.

    I'm only 34 but I keep thinking about a colleague at work who is approaching 60 and she can't really afford to retire - I am determined it wont happen to me. I will be leaving at a reasonable age whatever any government do to pension ages!
    Proud to have dealt with my debts:
    Lightbulb moment - Jan 08. Debts - circa 7k
    Debt free date 26/02/09
    :j :j :j
    Without the rain you would never get to appreciate the rainbow (proverb).
  • OMAR
    OMAR Posts: 701 Forumite
    really thanks guys!
  • lellywelly
    lellywelly Posts: 32 Forumite
    Well done, finally an end to 4 years of hard work. Now go out and treat yourself !
  • mummum2
    mummum2 Posts: 617 Forumite
    Part of the Furniture Combo Breaker
    Wow, well done Omar, great achievement. :beer:
    Long Hauler No: 51
    DMP Mutal Support Thread No: 207
    Proud to be dealing with my debts
    DFD - June '13, aiming for December '12
  • Madison
    Madison Posts: 174 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Well done mate.

    I'll be there too at the end of this month but it won't fully sink in until I've received my final statments with zero balances.
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.4K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.4K Spending & Discounts
  • 245.5K Work, Benefits & Business
  • 601.3K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture