We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Virgin money

Hi

Can anyone help me, i want to either apply for a loan or 0% cc through Virgin.

Checked my credit file and according to equifax my score is only 690, i know lenders have own ways of coming to a score but wondered if anyone has had any dealings with Virgin and know my likely hood of being accepted.

Thanks for any advise :beer:

Comments

  • BONJOEY
    BONJOEY Posts: 819 Forumite
    i have done a credit search with equifax, and the top score is 475 plus, 400-475 for good, so your credit score is exellent , i would say any lender, would look at that score and take it into account along with other factors
  • _Andy_
    _Andy_ Posts: 11,150 Forumite
    I thought MBNA was the card provider
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.1K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.