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Virgin money

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Hi

Can anyone help me, i want to either apply for a loan or 0% cc through Virgin.

Checked my credit file and according to equifax my score is only 690, i know lenders have own ways of coming to a score but wondered if anyone has had any dealings with Virgin and know my likely hood of being accepted.

Thanks for any advise :beer:

Comments

  • BONJOEY
    BONJOEY Posts: 819 Forumite
    i have done a credit search with equifax, and the top score is 475 plus, 400-475 for good, so your credit score is exellent , i would say any lender, would look at that score and take it into account along with other factors
  • _Andy_
    _Andy_ Posts: 11,150 Forumite
    I thought MBNA was the card provider
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