Soa & cccs

stokelady

can anyone help with a link for the acceptable figures for shopping, phone, clothing etc? I am trying to produce a S.O.A.

Many thanks

1 more thing - regarding the CCCS -

I beleive you make one payment to them and they distribute to your creditors - are they also able to make payments for your rent, council tax, utility bills wtc .ie send them one payment and they pay the lot? or is it just for loans, credit cards etc..........

DarkConvict

It is just for the debts included in your DMP.


As to figures, im not to sure. They do vary on your circumstances.

But taking a stab at it

shopping (food, household stuff) - £60-100 per person, closer to the smaller figure the more people in the household.

Phone - Prefer landline or mobile not both, as low as possible say 15-20 although if tied into a contract already they should let you keep it rather than default on payments and add more debt

Entertainment - £10-30 a month

Clothes - £10, only buy new clothes when old ones are worn out

There is a CCCS topic at the top of the forum i would post in there.

stokelady

Many thanks, I just remember having a print out of acceptable trigger figures when completing a SOA - cant for the life of me find it !

Thanks Again

Tixy

Hi
If you complete the online debt remedy it will give you suggested amounts for many of those costs you mention (based on how many people you are completing the SOA for) -I'd start by looking there.

3Dogs

Hi - Tixy is right - the Debt Remedy gives their suggested figure which you can tweek a little - go to https://debtremedy.cccs.co.uk - just enter your details including debts and one of the pages istheir estimate figures for things like food, clothing, phone/internet, medical, fuel, car repairs, hairdressing, pets, hobbies/entertainment & emergencies