We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Pets

Sorry another question!
I know people have said that OR does not take pets but just wanted to be sure. I could not stand to lose mine.
Also do they allow a amount for food vets bills etc.
I am just worrying about every thing.
mine are not pure breeds or anything but they do cost a bit to care for.
sonnyboy
«1

Comments

  • debtinfo
    debtinfo Posts: 7,012 Forumite
    They wont take them unless they are very expensive or are used for business such as breeding.

    They generally will allow for food but not vets bills, and will allow an amount appropriate for 1 or 2 pets not lots of them
    Hi, im Debtinfo, i am an ex insolvency examiner and over the years have personally dealt with thousands of bankruptcy cases.
    Please note that any views i put forth are not those of my former employer The Insolvency Service and do not constitute professional advice, you should always seek professional advice before entering insolvency proceedings.
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    debtinfo wrote: »
    They generally will allow for food but not vets bills, and will allow an amount appropriate for 1 or 2 pets not lots of them

    But you are allowed to pay for more/extras/bills, as long as it comes out of any 'surplus' you are left with.
    Should the bankrupt maintain above average numbers of pets, or exotic pets requiring specialist food/care, he/she should be informed that the additional cost of funding the pet(s) must come from the amount of surplus income left with him/her after deduction of the assessed IPA/IPO contribution
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • callywally
    callywally Posts: 358 Forumite
    Thanks, just had horrible idea of someone coming to take them away!
    sonnyboy
  • pixiechick_2
    pixiechick_2 Posts: 983 Forumite
    I know how you feel callywally.
    I have a dog (pedigree), 3 cats (2 age 13 and 1 age 20) and a rabbit and I couldn't bear with having to part with any of them - they help to keep me going.
  • estelle123
    estelle123 Posts: 446 Forumite
    I have 2 pedigree dogs,the OR had no interest in them at all.They will not take your pets,so no worry.
  • callywally
    callywally Posts: 358 Forumite
    my pets mean a lot to me and if I coulnt keep them I dont know what I would do.
    sonnyboy
  • pixiechick_2
    pixiechick_2 Posts: 983 Forumite
    It seems likely that we will be able to keep them :j
  • Newbie06
    Newbie06 Posts: 215 Forumite
    hello,
    on my SOA I had £37 a month for dog insurance, I had only 30 surplus... I was not questioned about it or my dog...

    regards,
  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    Newbie06 wrote: »
    hello,
    on my SOA I had £37 a month for dog insurance, I had only 30 surplus... I was not questioned about it or my dog...

    regards,

    problem is though....no two OR's are the same so what one gets is NEVER a guarantee someone else will, you were lucky to be allowed £37
    We all die. The goal isn't to live forever, the goal is to create something that will
  • problem is though....no two OR's are the same so what one gets is NEVER a guarantee someone else will, you were lucky to be allowed £37

    Hear! hear! the most I have seen is £28. Most OR seem to allow £20-25.
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.3K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.3K Work, Benefits & Business
  • 601K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.